Credit union · NCUA insured
Family Horizons Credit Union Savings Rates
Family Horizons Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Family Horizons Credit Union’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where Family Horizons Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Family Horizons Credit Union
0.50%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Money Market
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Family Horizons Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family Horizons Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 – $100,000 | 1.25% | — |
| $100,000 and up | 2.00% | — |
Sources (2)
- familyhorizons.com/accounts/savings/money-market
- familyhorizons.com/wp-content/…oads/2026/04/TIS-4.9.pdf
All captured Sep 18, 2026
Indirect Savings
0.03%APY
Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly and credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Dividends compounded quarterly and credited quarterly (calendar). Daily balance method. |
Sources (1)
- familyhorizons.com/wp-content/…oads/2026/04/TIS-4.9.pdf · captured Oct 5, 2026
Regular Savings
0.03%APY
Eligible Family Horizons members can open a variable rate savings account. Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly and credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Dividends compounded quarterly and credited quarterly (calendar). Daily balance method. |
Sources (2)
All captured Oct 5, 2026
Special Savings
0.03%APY
Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly and credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Dividends compounded quarterly and credited quarterly (calendar). Daily balance method. |
Sources (1)
- familyhorizons.com/wp-content/…oads/2026/04/TIS-4.9.pdf · captured Oct 5, 2026
Special-purpose accounts
Captain Horizons Savings
0.03%APY
For kids 12 and under. Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly and credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Dividends compounded quarterly and credited quarterly (calendar). Daily balance method. |
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.03%APY
Account withdrawal limitations apply. Dividends compounded monthly, credited monthly on a calendar monthly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAccount withdrawal limitations apply. Dividends compounded monthly, credited monthly (calendar). Daily balance method.Any balance | 0.03% | $3 | Account withdrawal limitations apply. Dividends compounded monthly, credited monthly (calendar). Daily balance method. |
Sources (2)
All captured Oct 5, 2026
IRA Savings
0.03%APY
Available as Traditional IRA or Roth IRA savings. Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplicable to Traditional and Roth IRA Savings. Dividends compounded quarterly, credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Applicable to Traditional and Roth IRA Savings. Dividends compounded quarterly, credited quarterly (calendar). Daily balance method. |
Sources (2)
All captured Oct 5, 2026
Teen Savings
0.03%APY
For youth ages 13-17. Dividends compounded quarterly, credited quarterly on a calendar quarterly period. Daily balance calculation method.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded quarterly and credited quarterly (calendar). Daily balance method.Any balance | 0.03% | $3 | Dividends compounded quarterly and credited quarterly (calendar). Daily balance method. |
Sources (2)
All captured Oct 5, 2026
Who can join Family Horizons Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals are eligible to join if they live or work in Boone, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion (except Center Township), Morgan, or Shelby County in Indiana.
Family and household
- Individuals are eligible for membership if a member of their immediate family is a member.
Membership information collected October 5, 2026.