Credit union · NCUA insured
ENERGY PLUS Savings Rates
ENERGY PLUS’s best savings rate is 0.50% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How ENERGY PLUS’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where ENERGY PLUS has the most branches. $10,000, best rate first.
This credit union’s best
ENERGY PLUS
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Accounts
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
ENERGY PLUS savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where ENERGY PLUS ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.50%APY
Rates may vary after account is open. Fees may reduce earning if incurred. Minimum balance of $1,000 required to earn stated dividend rate and APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $75,000Minimum balance of $1,000 required to earn stated dividend rate and APY. | 0.50% | $50 | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
| $75,001 – $150,000Minimum balance of $1,000 required to earn stated dividend rate and APY. | 1.00% | — | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
| $150,001 and upMinimum balance of $1,000 required to earn stated dividend rate and APY. | 1.75% | — | Minimum balance of $1,000 required to earn stated dividend rate and APY. |
Sources (1)
- originscu.org/savings-rates · captured Oct 5, 2026
Regular Savings
0.15%APY
Dividends compounded daily and paid quarterly. No regular monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special-purpose accounts
Holiday Club
0.15%APY
Transaction fee of $10.00 will be charged for each withdrawal or transfer out of this account made from January 1st through September 30th. There is no charge for any withdrawal or transfer made from October 1st through December 31st. No regular monthly fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Special Club
0.15%APY
No minimum balance requirements and withdrawals may be made at any time. Helps save for a special purchase (e.g. vacation, higher education). No regular monthly fee. Listed as Shares/Vacation on rates schedule.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Who can join ENERGY PLUS
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.