Bank · FDIC insured
Providence Bank & Trust
A $1.6B bank headquartered in South Holland, IL, with 16 branches in 2 states. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.00%CD rates →
- Savings780.75%at $100,000Savings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Providence Bank & Trust
Providence Bank & Trust was formed in 2004 as a de novo community bank in South Holland, Illinois, and was later acquired by Valley National Bancorp.
The bank expanded through strategic acquisitions, including the purchase of GreenChoice Bank in 2014 and an agreement to acquire Urban Partnership Bank in 2018.
- Headquarters
- 630 E 162nd St, South Holland, IL 60473
- FDIC certificate
- 57754 ↗
Branches
16 branches in 2 states
Loading map…
Illinois
13 branches
- Providence Bank & TrustMain office630 E 162nd St, South Holland, IL 60473Directions
- Bellwood Branch4310 Saint Charles Rd, Bellwood, IL 60104Directions
- Bronzeville Branch101 E 35th St, Chicago, IL 60616Directions
- Chatham Motor Branch7943 S Cottage Grove Ave, Chicago, IL 60619Directions
- Greater Grand Crossing Branch7801 S State St, Chicago, IL 60619Directions
- South Loop Branch55 E Jackson Blvd, Chicago, IL 60604Directions
- Frankfort Branch20220 S La Grange Rd, Frankfort, IL 60423Directions
- Oak Brook Branch2001 York Rd, Oak Brook, IL 60523Directions
- Oak Lawn Branch4700 W 111th St, Oak Lawn, IL 60453Directions
- Orland Park Office16250 S La Grange Rd, Orland Park, IL 60467Directions
- Palos Heights Branch6431 W 127th St, Palos Heights, IL 60463Directions
- Villa Park Branch2 E Roosevelt Rd, Villa Park, IL 60181Directions
- Wheaton Branch1051 E Roosevelt Rd, Wheaton, IL 60187Directions
Indiana
3 branches
- Dyer Office14785 W 101st Ave, Dyer, IN 46311Directions
- Munster Office240 45th St, Munster, IN 46321Directions
- Schererville Office Branch950 W Us Highway 30, Schererville, IN 46375Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.50% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.01% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.64% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $81 | $88 | — |
- CapitalLeverage ratio11.50%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.64%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$81Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Providence Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.