Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 61–75 results in Indiana
- Lake City BankInvestor’s Money MarketInvestor’s Money Market · $5,000 min · 0.00%–1.45% by balance
Bank · 56 branches
1.35%APY$135 a year on $10,000Requirements
Product: Eligible accounts include Lake City Bank consumer deposit accounts (except Personal Savings, Getting Ahead Savings, Restricted Access Savings, Rewards Savings, Rewards Plus Savings, Rewards Checking, Rewards Plus Checking), trust accounts, installment loans, mortgage loans and personal lines of credit (Cash Line, Executive, Home Equity, Visa® Credit Card). Visa Credit Card accounts may take up to 60 days after approval to become eligible. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
Offer: Paid on balances up to $4,999.99. Maintain a $5,000 average collected balance to avoid $10 monthly maintenance fee.
$10 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Investor’s Money Market Balance APY Up to $5,000 0.00% $5,000 – $10,000 1.35% $10,000 – $20,000Your amount 1.35% $20,000 – $50,000 1.35% $50,000 – $100,000 1.40% $100,000 and up 1.45% Rate checked
More details - Centra Credit UnionHigh Interest Money Market SavingsHigh Interest Money Market Savings · $0 min · 1.35%–3.35% by balance
Credit union · 26 branches
1.35%APY$135 a year on $10,000Requirements
Product: Deposits in excess of $1,000,000 will require a special rate quote which may differ from posted rates. Unlimited withdrawals.
1.34% interest rate · No monthly fee · Effective Aug 11, 2026
Rate by balance
Rate by balance for High Interest Money Market Savings Balance APY Up to $24,999Your amount 1.35% $25,000 – $49,999 1.40% $50,000 – $249,999 1.45% $250,000 – $499,999 1.60% $500,000 – $999,999 2.10% $1,000,000 – $2,999,999 3.20% $3,000,000 and up 3.35% Rate checked
More details - Staley Credit UnionPreferred Money Market AccountsPreferred Money Market Accounts · $0 min · 0.10%–2.75% by balance
Credit union · 2 branches
1.30%APY$130 a year on $10,000Rate by balance
Rate by balance for Preferred Money Market Accounts Balance APY Up to $2,000 0.10% $2,001 – $10,000Your amount 1.30% $10,001 – $25,000 1.80% $25,001 – $50,000 2.15% $50,001 – $150,000 2.25% $150,001 and up 2.75% Rate checked
More details - 1.26%APY$126 a year on $10,000
Requirements
Product: Up to 6 withdrawals allowed per month with no penalty.
Effective Oct 1, 2026
Rate checked
More details - CrossRoads Financial Federal Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.26% by balance
Credit union · 3 branches
1.26%APY$126 a year on $10,000Requirements
Product: Withdrawals allowed up to three times per month. Rates may change after the account is opened.
0.50% interest rate · Effective Jul 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.50% $10,000 and upYour amount 1.26% Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash checking account holders. Requires a linked Kasasa Cash checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Earned on daily balances up to $50,000 when linked Kasasa Cash qualifications are met during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit, at least 12 debit card purchases, and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Best for Kasasa Cash Back checking account holders. Requires a linked Kasasa Cash Back checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
Offer: Earned on daily balances up to $50,000 when linked Kasasa Cash Back qualifications are met during the Monthly Qualification Cycle (at least 1 direct deposit/ACH credit, at least 12 debit card purchases, and enrolled in e-statements).
Qualified rate · No monthly fee · Effective Jun 20, 2024
Rate checked
More details - 1.25%APY$125 a year on $10,000with conditions
Requirements
Product: Requires a linked Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, the linked checking account must meet monthly qualifications: at least 12 debit card purchases, 1 direct deposit/ACH credit or debit, enrollment in e-statements, and online/mobile banking login per Monthly Qualification Cycle.
Offer: Applies to daily balances up to and including $50,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Nov 1, 2021
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $50,000Your amount 1.25% $50,000 and up 0.25%* Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: No minimum balance.
Offer: No minimum balance.
Rate checked
More details - KEMBA Indianapolis Credit UnionMoney MarketMoney Market · $0 min · 0.00%–2.00% by balance
Credit union · 1 branch
1.25%APY$125 a year on $10,000Requirements
Product: Tiered dividends starting with deposits of $2,500 or more. Up to six withdrawals per calendar month, with three of those withdrawals by check; excessive withdrawal fee applies for more than six withdrawals.
0.00% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.00% $2,500 – $9,999 0.75% $10,000 – $49,999Your amount 1.25% $50,000 – $99,999 1.75% $100,000 and up 2.00% Rate checked
More details - INOVA Federal Credit UnionShield Money MarketShield Money Market · $0 min · 1.25%–4.00% by balance
Credit union · 6 branches
1.25%APY$125 a year on $10,000with conditionsRequirements
Product: Must have a Shield Checking Account to be eligible to open. To receive the higher dividend rate/APY across the entire balance, Shield Checking requirements must be met: complete at least 8 debit card transactions per statement period and maintain an average daily balance greater than $3,500.00. Otherwise, the standard rate (0.01% APY) applies. Daily Balance Method is used to calculate interest. No minimum or maximum deposit requirements.
Offer: Qualifying rate tier when Shield Checking requirements are met.
Qualified rate · 1.24% interest rate · No monthly fee
Rate by balance
Rate by balance for Shield Money Market Balance APY Up to $50,000Your amount 1.25% $50,000 – $100,000 1.75% $100,000 – $250,000 3.50% Over $250,000 4.00% Rate checked
More details - Indiana Members Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 1.21%–2.43% by balance
Credit union · 33 branches
1.21%APY$121 a year on $10,000Requirements
Product: Membership savings account required. No monthly fee with a minimum balance of $2,500; accounts below $2,500 may incur a fee.
Offer: Membership savings account required. Minimum balance of $2,500 required to earn dividends.
1.20% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $19,999Your amount 1.21% $20,000 – $49,999 1.51% $50,000 – $99,999 1.81% $100,000 – $249,999 2.22% $250,000 and up 2.43% Rate checked
More details - Advanz Credit UnionCash Investment AccountSavings · $1,000 min · 1.00%–1.51% by balance
Credit union · 1 branch
1.21%APY$121 a year on $10,000Requirements
Product: Minimum $1,000 balance required to earn dividend; calculated on average daily balance.
Effective Jul 1, 2025
Rate by balance
Rate by balance for Cash Investment Account Balance APY $1,000 – $2,499 1.00% $2,500 – $9,999 1.11% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.31% $50,000 – $99,999 1.41% $100,000 and up 1.51% Rate checked
More details - Summit Choice Credit UnionSafety Liquidity Yield (SLY) Money Market AccountSafety Liquidity Yield (SLY) Money Market Account · 0.05%–1.50% by balance
Credit union · 6 branches
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account where dividend rates and APYs may change monthly as determined by the Board of Directors. Once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Interest is calculated daily and paid monthly. No term requirements. Limited to no more than 6 transfers and withdrawals per month by preauthorized, automatic, or internet transfer, telephonic order, check, draft, or debit card. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
Offer: Applies to full balance for daily balances of $2,499 or below.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Safety Liquidity Yield (SLY) Money Market Account Balance APY Up to $2,499 0.05% $2,500 – $35,000Your amount 1.10% $35,000 – $80,000 1.30% $80,000 – $150,000 1.40% Over $150,000 1.50% Rate checked
More details - 1.03%APY$103 a year on $10,000
Requirements
Product: Only available for new customers or deposits of new funds not currently held with F&M Bank. Limit 1 Direct Savings account per household. $3.00 monthly service charge waived if a $300.00 minimum balance is maintained each day during the month.
Offer: Schedule table rate for balance $0 - $99,999.99. $3.00 monthly service charge waived if $300.00 minimum balance maintained each day.
1.02% interest rate · $3 monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Direct Savings Balance APY Up to $100,000Your amount 1.03% $100,000 – $250,000 1.13% $250,000 – $500,000 1.34% $500,000 and up 1.46% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch