Bank · FDIC insured
First National Bank Savings Rates
First National Bank’s best savings rate is 1.25% APY, with its Kasasa Saver, with extra requirements. Rates checked October 15, 2026.
How First National Bank’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where First National Bank has the most branches. $10,000, best rate first.
This bank’s best
First National Bank
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $20
- Earns on $10,000 a year
- $125
Kasasa Saver
Top rate
CFBank
4.25%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
First National Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First National Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 1.25%APY
Requires a linked Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, the linked checking account must meet monthly qualifications: at least 12 debit card purchases, 1 direct deposit/ACH credit or debit, enrollment in e-statements, and online/mobile banking login per Monthly Qualification Cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Applies to daily balances up to and including $50,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle. | 1.25% | $125 | Applies to daily balances up to and including $50,000 when linked Kasasa Cash or Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle. |
| Any balanceBase rate earned on entire daily balance when linked checking qualifications are not met. | 0.05% | $5 | Base rate earned on entire daily balance when linked checking qualifications are not met. |
| $50,000 and upApplies to the portion of daily balance over $50,000 when qualifications are met, resulting in an APY range from 1.25% to 0.58% depending on balance. | 0.25% | — | Applies to the portion of daily balance over $50,000 when qualifications are met, resulting in an APY range from 1.25% to 0.58% depending on balance. |
Sources (1)
- fnb-bank.com/personal/kasasa-saver · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.