Credit union · NCUA insured
Advanz Credit Union Savings Rates
Advanz Credit Union’s best savings rate is 1.21% APY on $10,000, with its Cash Investment Account. Rates checked October 22, 2026.
How Advanz Credit Union’s savings rates compare
Compared with banks and credit unions near Louisville/Jefferson County, KY-IN, where Advanz Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Advanz Credit Union
1.21%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $121
Cash Investment Account
Top rate
LG&E Co. Credit Union
5.12%APY
- Minimum
- $50
- Earns on $10,000 a year
- $512
2nd-highest rate
Beacon Community Credit Union
4.00%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $400
Advanz Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.21%
- $100,000 balance$100,0001.51%
- QualifiedQualified1.21%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Advanz Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Cash Investment Account
1.21%APY
Minimum $1,000 balance required to earn dividend; calculated on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $2,499 | 1.00% | — |
| $2,500 – $9,999 | 1.11% | — |
| $10,000 – $24,999 | 1.21% | $121 |
| $25,000 – $49,999 | 1.31% | — |
| $50,000 – $99,999 | 1.41% | — |
| $100,000 and up | 1.51% | — |
Sources (1)
- advanzcu.org/Rates/Savings-Rates · captured Sep 19, 2026
Regular Savings
0.15%APY
$5.00 to open and maintain membership; balances of $100.00 or more earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$5.00 minimum balance for membership; $100.00 minimum balance to earn dividends.$100 and up | 0.15% | $15 | $5.00 minimum balance for membership; $100.00 minimum balance to earn dividends. |
Certificate Account Builder
0.07%APY
Open with $5. Set up $100 monthly payroll deposits; automatically converts to a certificate once you reach $1,000. One fee-free withdrawal per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upOpen with $5; requires $100 monthly payroll deposits; automatically converts to a certificate at $1,000. One fee-free withdrawal per quarter.$5 and up | 0.07% | $7 | Open with $5; requires $100 monthly payroll deposits; automatically converts to a certificate at $1,000. One fee-free withdrawal per quarter. |
Special-purpose accounts
Youth Savings
0.15%APY
Youth accounts for Cadet Savers (ages 12 & under) and Independenz Teen Accounts (ages 13–17). $5 minimum opening balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1 rate for balances from $5.00 to $5,000. | 2.02% | — | Tier 1 rate for balances from $5.00 to $5,000. |
| $5,000 and upTier 2 rate for balances of $5,000 and above. | 0.15% | $15 | Tier 2 rate for balances of $5,000 and above. |
(IRA) - Individual Retirement Account
0.30%APY
$5.00 minimum deposit to open. Dividends paid quarterly on the average daily balance. Traditional and Roth IRAs available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum balance. Dividends paid quarterly on the average daily balance.$5 and up | 0.30% | $30 | $5.00 minimum balance. Dividends paid quarterly on the average daily balance. |
Sources (2)
All captured Sep 19, 2026
Club & Escrow Accounts
0.10%APY
$5.00 minimum balance. One fee-free withdrawal per quarter.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and up$5.00 minimum balance; one fee-free withdrawal per quarter.$5 and up | 0.10% | $10 | $5.00 minimum balance; one fee-free withdrawal per quarter. |
Who can join Advanz Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.