Credit union · NCUA insured
Summit Choice Credit Union Savings Rates
Top CarrotSummit Choice Credit Union’s best savings rate is 1.10% APY on $10,000, with its Safety Liquidity Yield (SLY) Money Market Account. Rates checked October 15, 2026.
How Summit Choice Credit Union’s savings rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Summit Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Summit Choice Credit Union
1.10%APY
- Minimum
- —
- Earns on $10,000 a year
- $110
Safety Liquidity Yield (SLY) Money Market Account
Top rate
GreenWay Bank
4.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $425
2nd-highest rate
Flagstar Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
Summit Choice Credit Union savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.10%
- $100,000 balance$100,0001.40%
- QualifiedQualified1.10%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Safety Liquidity Yield (SLY) Money Market Account
1.10%APY
Tiered rate account where dividend rates and APYs may change monthly as determined by the Board of Directors. Once a particular balance range is met, the dividend rate and APY for that balance range apply to the full balance of the account. Interest is calculated daily and paid monthly. No term requirements. Limited to no more than 6 transfers and withdrawals per month by preauthorized, automatic, or internet transfer, telephonic order, check, draft, or debit card. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Applies to full balance for daily balances of $2,499 or below. | 0.05% | — | Applies to full balance for daily balances of $2,499 or below. |
| $2,500 – $35,000Applies to full balance for daily balances of $2,500 - $35,000. | 1.10% | $110 | Applies to full balance for daily balances of $2,500 - $35,000. |
| $35,000 – $80,000Applies to full balance for daily balances of $35,000.01 - $80,000. | 1.30% | — | Applies to full balance for daily balances of $35,000.01 - $80,000. |
| $80,000 – $150,000Applies to full balance for daily balances of $80,000.01 - $150,000. | 1.40% | — | Applies to full balance for daily balances of $80,000.01 - $150,000. |
| Over $150,000Applies to full balance for daily balances of $150,000.01 or greater. | 1.50% | — | Applies to full balance for daily balances of $150,000.01 or greater. |
Sources (3)
All captured Oct 5, 2026
Emergency
0.05%APY
Club savings account. No special transfer limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- summitchoice.org/Rates · captured Oct 5, 2026
Regular Share
0.05%APY
Par value of one share ($25.00) required to open and maintain membership. Minimum daily balance required to earn the stated APY.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum daily balance required to earn the annual percentage yield for the dividend period.Any balance | 0.05% | $5 | Minimum daily balance required to earn the annual percentage yield for the dividend period. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Share
0.25%APY
Must be covered by a high-deductible health plan. Preauthorized, automatic, or telephone transfers are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePreauthorized, automatic, or telephone transfers are not permitted.Any balance | 0.25% | $25 | Preauthorized, automatic, or telephone transfers are not permitted. |
IRA Share
0.25%APY
Tax-advantaged retirement account. Preauthorized, automatic, or telephone transfers are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePreauthorized, automatic, or telephone transfers are not permitted.Any balance | 0.25% | $25 | Preauthorized, automatic, or telephone transfers are not permitted. |
MyCU Youth Savings
0.12%APY on $10,000
For kids and teens. Tiered rate account where each dividend rate applies only to that portion of the account balance within each balance range. Preauthorized, automatic, or telephone transfers are not permitted. No monthly service fee.
| Part of the balance | Rate on that part |
|---|---|
| Up to $300 | 2.34% |
| Over $300 | 0.05% |
On $10,000 the tiers blend to about 0.12% APY, earning $12 a year.
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.05%APY
Entire balance is transferred to regular savings or paid by check on or after October 15. Preauthorized, automatic, or telephone transfers are not permitted. $10 fee for early withdrawals (no fee if withdrawal occurs within 7 days of opening). No monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credited and compounded quarterly. Early withdrawal fee is $10.Any balance | 0.05% | $5 | Dividends credited and compounded quarterly. Early withdrawal fee is $10. |
Sources (2)
All captured Oct 5, 2026
Funds Manager
0.05%APY
Club savings account. No special transfer limitations apply.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- summitchoice.org/Rates · captured Oct 5, 2026
Vacation Club
0.05%APY
Club savings account. Preauthorized, automatic, or telephone transfers are not permitted.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePreauthorized, automatic, or telephone transfers are not permitted.Any balance | 0.05% | $5 | Preauthorized, automatic, or telephone transfers are not permitted. |
Sources (2)
All captured Oct 5, 2026
Who can join Summit Choice Credit Union
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