Credit union · NCUA insured
Summit Choice Credit Union
Top CarrotA $209.4M credit union headquartered in Fort Wayne, IN, with 11,247 members and 6 branches in Indiana. Best rates: CDs 4.20% and savings 1.10% APY.
Summit Choice Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 96% of U.S. banks and credit unions
#1 of 23 in Fort Wayne, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Summit Choice Credit Union
- Headquarters
- 3306 N Clinton St, Fort Wayne, IN 46805
- NCUA charter
- 21593
Branches
6 branches in Indiana
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Indiana
6 branches
- Main OfficeMain office3306 N Clinton St, Fort Wayne, IN 46805Directions
- Covington Plaza6304 W Jefferson Blvd, Fort Wayne, IN 46804Directions
- Lima Road10123 Lima Rd, Fort Wayne, IN 46818Directions
- Maplecrest Road7505 Maplecrest Rd, Fort Wayne, IN 46835Directions
- Tillman Office907 E Tillman Rd, Fort Wayne, IN 46816Directions
- New Haven Office104 Lincoln Hwy W, New Haven, IN 46774Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.58% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.66% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.57% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $84 | $76 | — |
- CapitalNet worth ratio12.58%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.66%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.57%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$84Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Summit Choice Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.