Bank · FDIC insured
First National Bank
A $418.5M bank headquartered in Cloverdale, IN, with 7 branches in Indiana.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings680.05%1.25% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First National Bank
First National Bank is a community bank that has served central Indiana since opening its doors in 1913.
Operating seven locations across central Indiana, the bank introduced drive-through banking as early as 1971.
- Headquarters
- 302 S Main St, Cloverdale, IN 46120
- FDIC certificate
- 4324 ↗
Branches
7 branches in Indiana
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Indiana
7 branches
Indianapolis area · 4
- Belleville Branch1627 E Us Highway 40, Clayton, IN 46118Directions
- Coatesville Branch4922 S State Road 75, Coatesville, IN 46121Directions
- Franklin Branch1701 E King St, Franklin, IN 46131Directions
- Plainfield Branch101 W Main St, Plainfield, IN 46168Directions
Greencastle area · 3
- First National BankMain office302 S Main St, Cloverdale, IN 46120Directions
- Cloverdale I70 Branch1000 N Main St, Cloverdale, IN 46120Directions
- Greencastle Branch1128 Indianapolis Rd, Greencastle, IN 46135Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.50% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.70% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.42% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $60 | $81 | — |
- CapitalLeverage ratio9.50%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.70%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.42%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$60Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.