Credit union · NCUA insured
Indiana Members Credit Union
Top CarrotA $3.5B credit union, the 143rd largest of 4,329, headquartered in Indianapolis, IN, with 165,204 members and 33 branches in Indiana. Best rates: CDs 4.35% and savings 1.21% APY.
Indiana Members Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#3 of 43 in Indianapolis, IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Indiana Members Credit Union
Established in 1956 as Indiana University Medical Center Federal Credit Union by employees of the Indiana University Medical Center, Indiana Members Credit Union is headquartered in Indianapolis, Indiana.
The member-owned financial institution operates 33 full-service branches serving more than 160,000 members across Central and Southern Indiana and parts of Northern Kentucky.
- Headquarters
- 835 N College Ave, Ste 1120, Indianapolis, IN 46202
- NCUA charter
- 68259
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in eligible counties across Central Indiana, Southern Indiana, or parts of Northern Kentucky is eligible to join.
Family and household
- Immediate family members of eligible individuals may qualify for membership.
Cost to join
- Membership requires opening a share account (deposit amount unstated).
Branches
33 branches in Indiana
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Indiana
33 branches
Indianapolis area · 24
- Avon Branch10438 E US Highway 36, Avon, IN 46123Directions
- Beech Grove1701 Albany St, Beech Grove, IN 46107Directions
- Brownsburg Branch1553 N Green St, Brownsburg, IN 46112Directions
- Old Meridian Branch12725 Old Meridian St, Carmel, IN 46032Directions
- West Carmel Branch3975 W 106th St, Carmel, IN 46032Directions
- Fishers Branch13220 Olio Rd, Fishers, IN 46037Directions
- Franklin Branch1073 W Jefferson St, Franklin, IN 46131Directions
- Center Grove Branch1604 S State Road 135, Greenwood, IN 46143Directions
- Greenwood Branch1115 N Madison Ave, Greenwood, IN 46142Directions
- Bottleworks Branch835 N College Ave, Ste 1030, Indianapolis, IN 46202Directions
- Campus Branch420 University Blvd Ste 217, Campus Center, Indianapolis, IN 46202Directions
- Carmel Branch4790 E 96th St, Indianapolis, IN 46240Directions
- Castleton Branch7470 E 82nd St, Indianapolis, IN 46256Directions
- College Park Branch8910 Wesleyan Rd, Indianapolis, IN 46268Directions
- Downtown Branch50 N Pennsylvania St, Indianapolis, IN 46204Directions
- Eastside Branch95 S Mitthoefer Rd, Indianapolis, IN 46229Directions
- Southside Branch5047 Madison Ave, Indianapolis, IN 46227Directions
- Stop 11 Branch5940 E Stop 11 Rd, Indianapolis, IN 46237Directions
- Westside Branch7040 W 10th St, Indianapolis, IN 46214Directions
- Noblesville Branch9710 Butterfly Dr, Noblesville, IN 46060Directions
- Plainfield Branch2210 Stafford Rd, Plainfield, IN 46168Directions
- Spring Mill Road Branch17475 Spring Mill Rd, Westfield, IN 46074Directions
- Westfield Branch4005 Westfield Rd, Westfield, IN 46062Directions
- Zionsville Branch6702 Whitestown Pkwy, Zionsville, IN 46077Directions
Evansville area · 3
- Eagle Crest Branch7312 Eagle Crest Blvd, Evansville, IN 47715Directions
- St. Joseph Branch618 N Saint Joseph Ave, Evansville, IN 47712Directions
- Newburgh Branch8941 Bellmoore Dr, Newburgh, IN 47630Directions
Bloomington area · 2
- Ellettsville Branch3647 W State Road 46, Bloomington, IN 47404Directions
- Patterson Drive Branch520 W Patterson Dr, Bloomington, IN 47403Directions
Louisville/Jefferson County area · 2
- River Ridge Branch3535 E 10th St, Jeffersonville, IN 47130Directions
- Grant Line Road4040 Grant Line Rd, New Albany, IN 47150Directions
Marion area · 1
- Marion Branch1619 E 38th St, Marion, IN 46953Directions
Muncie area · 1
- Muncie Branch2401 W University Ave, Ball Memorial Hospital, Muncie, IN 47303Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.56% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.49% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.12% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $71 | $88 | — |
- CapitalNet worth ratio10.56%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.49%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.12%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$71Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Indiana Members Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.