Bank · FDIC insured
Owen County State Bank Savings Rates
Owen County State Bank’s best savings rate is 1.25% APY, with its Kasasa Saver w/Cash, with extra requirements. Rates checked October 15, 2026.
How Owen County State Bank’s savings rates compare
Compared with banks and credit unions near Bloomington, IN, where Owen County State Bank has the most branches. $10,000, best rate first.
This bank’s best
Owen County State Bank
1.25%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $125
Kasasa Saver w/Cash
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Merchants Bank
3.75%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $375
Owen County State Bank savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.03%
- $10,000 balance$10,0000.03%
- $100,000 balance$100,0000.03%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Owen County State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver w/Cash
0.00%APY on $10,000
Best for Kasasa Cash checking account holders. Requires a linked Kasasa Cash checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
| Part of the balance | Rate on that part |
|---|---|
| Over $50,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- ocsbank.com/Personal-Banking/Savings · captured Oct 5, 2026
Kasasa Saver w/Cash Back
0.00%APY on $10,000
Best for Kasasa Cash Back checking account holders. Requires a linked Kasasa Cash Back checking account. Direct deposit/ACH credit and e-statement enrollment required. Limit of 1 account per customer/Tax ID.
| Part of the balance | Rate on that part |
|---|---|
| Over $50,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (1)
- ocsbank.com/Personal-Banking/Savings · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.