Credit union · Privately insured
Staley Credit Union Savings Rates
Staley Credit Union’s best savings rate is 1.30% APY on $10,000, with its Preferred Money Market Accounts. Rates checked October 16, 2026.
How Staley Credit Union’s savings rates compare
Compared with banks and credit unions near Decatur, IL, where Staley Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Staley Credit Union
1.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $130
Preferred Money Market Accounts
Top rate
CEFCU
2.40%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $240
2nd-highest rate
United Equity Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $200
Staley Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Staley Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Preferred Money Market Accounts
1.30%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,000 | 0.10% | — |
| $2,001 – $10,000 | 1.30% | $130 |
| $10,001 – $25,000 | 1.80% | — |
| $25,001 – $50,000 | 2.15% | — |
| $50,001 – $150,000 | 2.25% | — |
| $150,001 and up | 2.75% | — |
Sources (1)
- staleycu.com/banking/accounts/savings-rates · captured Oct 6, 2026
Primary Savings
0.05%APY
$25 initial deposit must remain in the account to establish/maintain membership. No monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.05% | — |
| $2,501 and up | 0.05% | $5 |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
Cub Account
0.05%APY
Must be of a youth 11 years old or younger at time of account opening. An adult 18 years or older must be a joint account owner at all times. Only one Cub Account per taxpayer identification number. Must be otherwise eligible for membership. $25 minimum deposit required to establish membership. Balances greater than $1,000 are paid dividends at current Staley CU posted Regular Savings rates.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,0004.0% dividend rate subject to change at any time. Must be 11 years old or younger at opening with adult joint owner 18+. | 4.08% | — | 4.0% dividend rate subject to change at any time. Must be 11 years old or younger at opening with adult joint owner 18+. |
| Over $1,000Balances greater than $1,000 are paid dividends at the current Staley CU posted Regular Savings rates (0.05% APY). | 0.05% | $5 | Balances greater than $1,000 are paid dividends at the current Staley CU posted Regular Savings rates (0.05% APY). |
IRA Share Accounts
0.20%APY
$100 minimum balance to open IRA Shares (unless enrolled in payroll transfer). Traditional IRAs allow saving without paying taxes until withdrawal; Roth IRAs offer tax exempt earnings. Dividends calculated on daily balance and paid monthly. Penalties may be assessed by the IRS for withdrawal before age 59 1/2.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum balance to open unless enrolled in payroll transfer.Any balance | 0.20% | $20 | $100 minimum balance to open unless enrolled in payroll transfer. |
Sources (2)
All captured Sep 17, 2026
Holiday Club
0.08%APY
No minimum balance requirement. No monthly service charge. No withdrawal fee.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.08% | $8 |
Sources (2)
All captured Sep 17, 2026
Who can join Staley Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in specified counties in Illinois, Indiana, or Tennessee.
Employers and groups
- Membership is open to employees and their families of qualifying Select Employee Groups (SEGs) nationwide.
Membership information collected October 5, 2026.