Credit union · Privately insured
KEMBA Indianapolis Credit Union
A $84.2M credit union headquartered in Indianapolis, IN, with 4,969 members and 1 branch in Indiana. Best rates: CDs 3.25% and savings 1.25% APY.
KEMBA Indianapolis Credit Union Carrot Score
78
Carrot Score
Higher than 46% of U.S. banks and credit unions
#23 of 43 in Indianapolis, IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About KEMBA Indianapolis Credit Union
KEMBA Indianapolis Credit Union is a credit union headquartered in Indianapolis, Indiana.
- Headquarters
- 444 S Shortridge Rd, Indianapolis, IN 46219
- NCUA charter
- 82793
Branches
1 branch in Indiana
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Indiana
1 branch
- Main OfficeMain office444 S Shortridge Rd, Indianapolis, IN 46219Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 16.02% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.84% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio16.02%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.84%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of KEMBA Indianapolis Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.