Compare Bank & Credit Union Rates
Best savings rates in Indiana
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Indiana
- 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Requires $5,000 minimum deposit using funds not currently on deposit at GreenWay Bank. Minimum balance of $5,000 and any additional deposits must be new funds. Special fixed rate paid during first 6 months of deposit. If balance falls below $5,000, rate drops to standard Tier 2 regular Money Market rate and a service fee may be assessed. After first 6 months, rate changes to existing Money Market rate based on balance.
Offer: Special fixed rate paid during first 6 months of deposit using new funds not currently on deposit at GreenWay Bank. If balance falls below $5,000, rate drops to standard interest rate Tier 2 of regular Money Market and a service fee may be assessed. After 6 months, rate changes to regular Money Market rate based on balance.
Promotional rate · 4.16% interest rate · Effective Oct 7, 2026
Rate checked
More details - 4.25%APY$425 a year on $10,000intro rate
Requirements
Product: Offer effective 9/25/2026; available to new money and new customers only. Promotional APY is guaranteed for six months from account opening, after which standard variable rate applies. Fees may apply for early account closure.
Offer: Earns 0.10% APY. A $10 monthly service fee applies if minimum balance of $5,000 is not maintained.
Promotional rate · $10 monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY Up to $5,000 0.10% $5,000 and upYour amountguaranteed for 6 months. 4.25% Rate checked
More details - Interra Credit UnionLINked Money Market Share AccountLINked Money Market Share Account · $10,000 min
Credit union · 16 branches
4.03%APY$403 a year on $10,000with conditionsRequirements
Product: Maintain a daily balance of at least $10,000, have an Interra Credit Union checking account in good standing, enroll in Online Banking, and enroll in e-Statements.
Offer: Earn up to 4.03% APY. Requires maintaining a daily balance of at least $10,000, an Interra checking account in good standing, Online Banking enrollment, and e-Statement enrollment.
Qualified rate · Effective Sep 21, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.85%APY$385 a year on $10,000
Requirements
Product: Subscription-based account tied to SafisLife Financial Coaching program. $5 per month subscription fee withdrawn from the account. Maximum savings balance of $25,000. Cancel anytime.
3.77% interest rate · $5 monthly fee · Effective Oct 1, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No fee with balances over $1,000.
Offer: Earn up to 3.75% APY. No fee with balances over $1,000.
Rate checked
More details - Republic BankPromotional Premium Money Market AccountPromotional Premium Money Market Account · $5,000 min · 0.65%–3.75% by balance
Bank · 3 branches
3.75%APY$375 a year on $10,000with conditionsRequirements
Product: Requires applicant to be a Tennessee resident and not have a Republic Bank personal Money Market account at opening. Must open or maintain a primary Republic personal checking account and conduct 5 or more qualifying transactions (Direct deposit ACH credit, Bill Pay, POS Debit, ACH Debit) within any one of the first 3 statement cycles following opening; otherwise rate reverts to standard chart. Must be opened with at least $5,000 in funds not currently held on deposit at Republic Bank. A $10 fee applies if balance falls below $5,000 during statement cycle. Interest rate paid on entire balance.
Qualified rate · 0.65% interest rate · $10 monthly fee · Effective Oct 4, 2026
Rate by balance
Rate by balance for Promotional Premium Money Market Account Balance APY Up to $5,000 0.65% $5,000 – $100,000Your amountPromotional rate requires qualifying checking account and transaction criteria. 3.75% $100,000 – $7,500,000Promotional rate requires qualifying checking account and transaction criteria. 3.75% Over $7,500,000 0.65% Rate checked
More details - 3.75%APY$375 a year on $10,000
Requirements
Product: No minimum balance requirements; no hidden fees; limited to 6 preauthorized transfers or withdrawals per monthly statement cycle.
Offer: No minimum balance to earn APY. APY may change after account opening.
Effective Sep 17, 2026
Rate checked
More details - 3.58%APY$358 a year on $10,000
Requirements
Product: Perfect for child savings. Attractive variable interest rate-established quarterly. Reaches maturity in 5 years. Early withdrawal fee: 6 months interest on amount withdrawn at average rate for past 6 months. Unlimited deposits.
Offer: Minimum daily balance to obtain APY is $100.00. $100 minimum to open and earn interest.
3.53% interest rate · Effective Oct 1, 2026
Rate checked
More details - Antwerp Exchange BankPreferred Money Market DDAPreferred Money Market DDA · $5,000 min · 0.15%–3.75% by balance
Bank · 1 branch
3.50%APY$350 a year on $10,000Requirements
Product: $5,000 minimum balance to open Preferred Money Market DDA
Offer: Balances Below $10,000
Effective Sep 29, 2026
Rate by balance
Rate by balance for Preferred Money Market DDA Balance APY Any balance 0.15% $10,000 and upYour amount 3.50% $25,000 and up 3.75% Rate checked
More details - 3.45%APY$345 a year on $10,000
Requirements
Product: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Offer: Minimum deposit and withdrawal of $500. Dividend paid monthly.
Rate checked
More details - 3.35%APY$335 a year on $10,000with conditions
Requirements
Product: Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
Offer: Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.
Qualified rate · Effective Jul 1, 2026
Rate checked
More details - Huntington BankHuntington Relationship SavingsSavings · $100 min · 0.06%–3.25% by balance
Bank · 38 branches
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: Monthly maintenance fee of $10 waived with an average daily balance of $2,500 or when you also own a Huntington personal checking account. Minimum opening deposit is $100. Higher relationship rates available when linked with qualifying checking accounts. Rates are specific to ZIP code 43215.
Offer: Promotional Rate with open Private Client Account; requires new money to Huntington. Rate applies to ZIP code 43215.
Qualified rate · 0.06% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Huntington Relationship Savings Balance APY Up to $5,000 0.06% $5,000 – $2,000,001Your amountPromotional Rate with open Huntington Perks Checking account; 3.25% $2,000,001 – $100,000,000,000Bank reserves the right to limit acceptance of deposits greater than $2,000,000.00. 0.06% Rate checked
More details - 3.25%APY$325 a year on $10,000
Requirements
Product: Penalty-free withdrawal period is the 1st 5 days of each month. Withdrawals outside this window incur a 15-day dividend penalty.
Offer: Minimum balance to earn dividends is $1.00. Dividends earned each day, paid at end of each month. Penalty-free withdrawal period is the 1st 5 days of each month; otherwise withdrawal penalty is 15 days dividends.
3.20% interest rate · Effective Oct 1, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Indiana
457 accounts at 173 banks and credit unions · checked Oct 15–22
- Typical
- 0.15%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.15%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch