Bank · FDIC insured
Horizon Bank Savings Rates
Horizon Bank’s best savings rate is 3.75% APY on $10,000, with its Money Market Savings. Rates checked October 15, 2026.
How Horizon Bank’s savings rates compare
Compared with banks and credit unions in Indiana, where Horizon Bank has the most branches. $10,000, best rate first.
This bank’s best
Horizon Bank
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
Money Market Savings
Top rate
GreenWay Bank
4.25%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $425
2nd-highest rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
3.00%APY
Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only, no public, business, or brokered funds for this offer. Limited time offer. APY is paid on the entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $4,999Interest is earned on balances greater than $0.00. Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. | 1.50% | — | Interest is earned on balances greater than $0.00. Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. |
| $4,999 – $49,999Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. | 3.00% | $300 | Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. |
| $49,999 – $99,999Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. | 3.50% | — | Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. |
| Over $99,999Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. | 3.75% | — | Must be opened with money not currently on deposit at Horizon Bank. Personal accounts only. |
Sources (2)
All captured Oct 5, 2026
Money Market Savings
3.75%APY
No fee with balances over $1,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn up to 3.75% APY. No fee with balances over $1,000.Any balance | 3.75% | $375 | Earn up to 3.75% APY. No fee with balances over $1,000. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.