Credit union · NCUA insured
FORUM Credit Union Savings Rates
Top CarrotFORUM Credit Union’s best savings rate is 3.85% APY on $10,000, with its Prime Reserve. Rates checked October 15, 2026.
How FORUM Credit Union’s savings rates compare
Compared with banks and credit unions near Indianapolis, IN, where FORUM Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
FORUM Credit Union
3.85%APY
- Minimum
- —
- Earns on $10,000 a year
- $385
Prime Reserve
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
FORUM Credit Union savings score
93
Savings score
Higher than 95% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0003.85%
- $100,000 balance$100,0003.85%
- QualifiedQualified3.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FORUM Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Prime Reserve
3.85%APY
Subscription-based account tied to SafisLife Financial Coaching program. $5 per month subscription fee withdrawn from the account. Maximum savings balance of $25,000. Cancel anytime.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.85% | $385 |
CommonCents
3.50%APY
Automated savings account for members with a FORUM Checking Account or Auto Loan. Cannot be opened with an initial deposit amount. Designate $1-$5 per debit card transaction to transfer automatically. Automatic transfers limit up to $500/month. $5,000 maximum deposit at account opening if recurring deposit of $100/month is set up. $5,000 deposit window May 1 - May 31. $5 cash bonus for 30+ debit card transactions per month. Withdrawals allowed at any time.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.50% | $350 |
Bonus 5 Fund
1.75%APY
Must be 18 or older to open. Limit one account per person. Maximum $500 opening deposit and maximum $200 monthly deposits. Monthly and annual prize drawing eligibility: deposit $25-$200/month for monthly $100 prize drawing (5 winners); deposit $600-$2,400 with min $500 year-end balance for annual $500 prize drawing (5 winners). Unlimited withdrawals permitted.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.75% | $175 |
Savings (Regular, Special Savings)
0.05%APY
No monthly fees. $5 account minimum represents ownership in FORUM. Earn dividends on balances of $100.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 and up | 0.05% | $5 |
Special-purpose accounts
Holiday Savings
0.05%APY
Funds available every year between November 1 and January 31. Deposits can be made via payroll deduction, automatic online transfers, online, or at a branch.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Over $0 | 0.05% | $5 |
Who can join FORUM Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.