Bank · FDIC insured
Centier Bank
A $10.4B bank, the 153rd largest of 4,207, headquartered in Whiting, IN, with 63 branches in Indiana. Best rates: CDs 3.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. Savings: published rates need another account or activity, so they are not scored. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs773.75%for 3–8 monthsCD rates →
- Savings—3.35%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Centier Bank
Founded in 1895, Centier Bank is Indiana's largest private, family-owned bank, now in its fifth generation of ownership under the Schrage family.
The institution traces its origins to Whiting, Indiana, where the bank first began operations.
- Headquarters
- 1500 119th St, Whiting, IN 46394
- FDIC certificate
- 12854 ↗
Branches
63 branches in Indiana
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Indiana
63 branches
Chicago area · 34
- Centier BankMain office1500 119th St, Whiting, IN 46394Directions
- Cedar Lake Branch9728 W 133rd Ave, Cedar Lake, IN 46303Directions
- Chesterton Downtown Branch103 Broadway, Chesterton, IN 46304Directions
- Chesterton Express Branch104 Grant Ave, Chesterton, IN 46304Directions
- Chesterton South Branch1600 S Calumet Rd, Chesterton, IN 46304Directions
- Crown Point Downtown Branch117 E Joliet St, Crown Point, IN 46307Directions
- Crown Point North Branch1276 N Main St, Crown Point, IN 46307Directions
- Crown Point South Branch1501 S Court St, Crown Point, IN 46307Directions
- Schererville East Branch5191 W Lincoln Hwy, Crown Point, IN 46307Directions
- Winfield Branch8020 E 109th Ave, Crown Point, IN 46307Directions
- Dyer Branch1121 Sheffield Ave, Dyer, IN 46311Directions
- East Chicago Branch720 W 145th St, East Chicago, IN 46312Directions
- Gary Downtown Branch504 Broadway, Ste 102, Gary, IN 46402Directions
- Gary Glen Park Branch4883 Broadway, Gary, IN 46409Directions
- Gary Miller Branch650 S Lake St, Gary, IN 46403Directions
- Griffith Branch500 N Broad St, Griffith, IN 46319Directions
- Hammond Branch5433 Hohman Ave, Hammond, IN 46320Directions
- Hammond Van Tils Branch2635 169th St, Hammond, IN 46323Directions
- Highland Branch9701 Indianapolis Blvd, Highland, IN 46322Directions
- Highland Martha Branch9102 Indianapolis Blvd, Highland, IN 46322Directions
- Hobart Downtown Branch433 Main St, Hobart, IN 46342Directions
- Hobart Stracks Branch7760 E 37th Ave, Hobart, IN 46342Directions
- Southlake Branch3198 East 81st Avenue, Hobart, IN 46342Directions
- Lowell Branch1914 E Commercial Ave, Lowell, IN 46356Directions
- Merrillville Branch8310 Broadway, Merrillville, IN 46410Directions
- Munster Branch9716 White Oak Ave, Munster, IN 46321Directions
- Portage Stracks Branch6046 Central Ave, Portage, IN 46368Directions
- Portage Willowcreek Branch3220 Willowcreek Rd, Portage, IN 46368Directions
- St. John Branch9621 Wicker Ave, St. John, IN 46373Directions
- South Haven Branch390 W Us Highway 6, Valparaiso, IN 46385Directions
- Valparaiso Downtown Branch150 Lincolnway, Valparaiso, IN 46383Directions
- Valparaiso East Branch2707 Laporte Ave, Valparaiso, IN 46383Directions
- Valparaiso North Branch1802 Calumet Ave, Valparaiso, IN 46383Directions
- Valparaiso South Branch360 Morthland Dr, Valparaiso, IN 46383Directions
Indianapolis area · 11
- Brownsburg Branch1000 East Main Street, Brownsburg, IN 46112Directions
- Carmel Branch650 E Carmel Dr, Carmel, IN 46032Directions
- Fishers Crossing Branch11684 Allisonville Rd, Fishers, IN 46038Directions
- Franklin Meijer Branch2390 N Morton St, Franklin, IN 46131Directions
- Greenwood Branch800 Us 31 S, Greenwood, IN 46143Directions
- 62nd And Allisonville Road Branch6210 Allisonville Rd, Indianapolis, IN 46220Directions
- 86th And Ditch Road Branch1313 W 86th Street, Indianapolis, IN 46260Directions
- Indianapolis Downtown Branch50 S Meridian St, Indianapolis, IN 46204Directions
- Westfield Branch126 E Spring Mill Pointe Dr, Westfield, IN 46074Directions
- Whitestown Branch6378 Crane Drive, Whitestown, IN 46075Directions
- Zionsville Branch50 N Ford Rd, Zionsville, IN 46077Directions
Lafayette area · 5
- Lafayette Downtown Branch201 Main St, Lafayette, IN 47901Directions
- Lafayette East Branch5 Executive Dr, Lafayette, IN 47905Directions
- Lafayette South Branch1921 Veterans Memorial Pkwy S, Lafayette, IN 47909Directions
- West Lafayette Branch1020a Sagamore Park Center, West Lafayette, IN 47906Directions
- West Lafayette Meijer Branch2636 U.S. 52, West Lafayette, IN 47906Directions
Elkhart area · 4
- Elkhart Downtown Branch100 S Main St, Elkhart, IN 46516Directions
- Elkhart East Branch303 County Road 17, Elkhart, IN 46516Directions
- Elkhart North Branch2809 Emerson Dr, Elkhart, IN 46514Directions
- Goshen Branch1716 Elkhart Rd, Goshen, IN 46526Directions
South Bend area · 4
- Granger Branch7108 Gumwood Rd, Granger, IN 46530Directions
- Mishawaka Branch255 E Day Rd, Mishawaka, IN 46545Directions
- South Bend Branch108 N Main St, South Bend, IN 46601Directions
- South Bend West Branch2850 W Cleveland Road Ext, South Bend, IN 46628Directions
Fort Wayne area · 2
- Fort Wayne Downtown Branch127 W Berry St, Fort Wayne, IN 46802Directions
- Fort Wayne Lima Meijer Branch6309 Lima Rd, Fort Wayne, IN 46818Directions
Michigan City area · 2
- La Porte Branch73 Pine Lake Ave, La Porte, IN 46350Directions
- Michigan City Branch5501 Franklin St, Michigan City, IN 46360Directions
Plymouth area · 1
- Plymouth Oak Drive Branch537 N Oak Dr, Plymouth, IN 46563Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.74% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.82% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.57% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $92 | $85 | — |
- CapitalLeverage ratio10.74%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.82%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.57%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$92Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Centier Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.