Credit union · Privately insured
Interra Credit Union
A $2B credit union, the 268th largest of 4,329, headquartered in Goshen, IN, with 89,669 members and 16 branches in Indiana. Best rates: savings 0.05% APY.
Interra Credit Union Carrot Score
67
Carrot Score
Higher than 20% of U.S. banks and credit unions
#12 of 15 in Elkhart, IN metroHow the score works →
Deposits are privately insured, not by the federal government.
About Interra Credit Union
- Headquarters
- 300 W Lincoln Ave, Goshen, IN 46526
- NCUA charter
- 82794
Branches
16 branches in Indiana
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Indiana
16 branches
Elkhart area · 9
- Interra Main OfficeMain office300 W Lincoln Ave, Goshen, IN 46526Directions
- Elkhart Branch1139 County Road 17, Elkhart, IN 46516Directions
- College Green Branch1501 College Ave, Goshen, IN 46526Directions
- Dunlap Office4330 Elkhart Rd, Goshen, IN 46526Directions
- Middlebury Branch106 Crystal Heights Blvd, Middlebury, IN 46540Directions
- Millersburg Branch113 W Washington St, Millersburg, IN 46543Directions
- Nappanee Branch151 N Oakland Ave, Nappanee, IN 46550Directions
- New Paris Branch68299 County Road 23, New Paris, IN 46553Directions
- Wakarusa Branch66685 State Road 19, Wakarusa, IN 46573Directions
Plymouth area · 2
- Bremen Branch1221 W Plymouth St, Bremen, IN 46506Directions
- Plymouth Branch1629 N Michigan St, Plymouth, IN 46563Directions
Lagrange area · 1
- LaGrange Office209 E Central Ave, Lagrange, IN 46761Directions
Kendallville area · 1
- Ligonier Branch1110 Lincolnway S, Ligonier, IN 46767Directions
Shipshewana area · 1
- Shipshewana Branch110 E Berkshire Drive, Shipshewana, IN 46565Directions
Warsaw area · 1
- Syracuse Branch1401 S Huntington St, Syracuse, IN 46567Directions
Topeka area · 1
- Topeka Branch210 W Lake St, Topeka, IN 46571Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.13% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.16% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.83% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $105 | $88 | — |
- CapitalNet worth ratio9.13%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.16%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.83%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$105Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Interra Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.