Bank · FDIC insured
Centier Bank Savings Rates
Centier Bank’s best savings rate is 3.35% APY, with its Connect Savings, with extra requirements. Rates checked October 15, 2026.
How Centier Bank’s savings rates compare
Compared with banks and credit unions near Chicago, IL-IN, where Centier Bank has the most branches. $10,000, best rate first.
This bank’s best
Centier Bank
3.35%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $335
Connect Savings
Top rate
Justice Federal Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $400
2nd-highest rate
United Trust Bank
3.90%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $390
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Connect Savings
Up to 3.35%APY
Part of the Connect Checking and Savings bundle. Connect Savings requires $0 to open in branch or $50 online. Earns tiered APY based on the number of qualified debit card transactions per statement cycle. If qualifications are not met, Connect Savings converts to Statement Savings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRequires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.Any balance | 3.35% | $335 | Requires 25 or more qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online. |
| Any balanceRequires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online.Any balance | 2.75% | $275 | Requires 16 - 24 qualified debit card transactions posted per statement cycle. Opening deposit is $0 in branch or $50 online. |
| Any balanceApplies when 15 or less (or less than 15) qualified debit card transactions post per statement cycle. Opening deposit is $0 in branch or $50 online.Any balance | 0.05% | $5 | Applies when 15 or less (or less than 15) qualified debit card transactions post per statement cycle. Opening deposit is $0 in branch or $50 online. |
Sources (2)
- centier.com/greater-indy/savings-account-indianapolis
- centier.com/personal/banking/c…connect-checking-account
All captured Oct 15, 2026
Special-purpose accounts
Safe-Harbor-IRA
0.40%APY
Automatic rollover IRA program developed by Centier Bank exclusively for missing or non-responsive terminated plan participants. No minimum amount required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum amount required. Safe-Harbor-IRA rates effective 1/02/2026.Any balance | 0.40% | $40 | No minimum amount required. Safe-Harbor-IRA rates effective 1/02/2026. |
Sources (1)
- centier.com/wealth-management/safe-harbor-ira · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.