Bank · FDIC insured
DeMotte State Bank
Top CarrotA $622M bank headquartered in DeMotte, IN, with 10 branches in Indiana. Best rates: CDs 3.93% and savings 3.58% APY.
DeMotte State Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#24 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About DeMotte State Bank
DeMotte State Bank operates 10 branches serving 5 counties.
- Headquarters
- 210 S Halleck St, DeMotte, IN 46310
- FDIC certificate
- 15883 ↗
Branches
10 branches in Indiana
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Indiana
10 branches
Chicago area · 9
- DeMotte State BankMain office210 S Halleck St, DeMotte, IN 46310Directions
- Cedar Lake Banking Center9603 W 133rd Ave, Cedar Lake, IN 46303Directions
- De Motte Plaza Branch325 N Halleck St, DeMotte, IN 46310Directions
- Hebron Branch507 S Main St, Hebron, IN 46341Directions
- Lowell Branch1615 E Commercial Ave, Lowell, IN 46356Directions
- Morocco Branch101 S Main St, Morocco, IN 47963Directions
- Rensselaer Branch211 W Drexel Pkwy, Rensselaer, IN 47978Directions
- Roselawn Branch5650 State Road 10, Roselawn, IN 46372Directions
- Wheatfield Banking Center125 S Bierma St, Wheatfield, IN 46392Directions
Knox area · 1
- Knox Branch1501 S Heaton St, Knox, IN 46534Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.85% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 3.55% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.23% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $50 | $81 | — |
- CapitalLeverage ratio11.85%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent3.55%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.23%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$50Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of DeMotte State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.