Compare Bank & Credit Union Rates
Best savings rates in Illinois
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 376–390 results in Illinois
- 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Earn interest on the entire balance. Annual Percentage Yield (APY) subject to change after account is open and without notice. Fees could reduce earnings. Relationship tiers require meeting Relationship Package Qualifications.
Offer: Diamond APY. Requires Diamond Relationship Package Qualifications.
Qualified rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.22% $10,000 – $50,000Your amount 0.25% $50,000 – $250,000 0.28% $250,000 – $500,000 0.30% $500,000 and up 0.32% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Earned without a checking relationship or if a withdrawal occurs during the month / minimum monthly qualifications are not met.
Qualified rate
Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Only one Smart Saver account per membership. Monthly deposits must total between $50.00 and $1,000.00; any deposits exceeding $1,000 per month will be transferred to Membership Share Savings. Maximum 6 transfers and withdrawals per month.
Offer: Basic Rate: Applied if monthly qualifications are not met or if a member-based withdrawal occurs during the month.
Qualified rate · 0.25% interest rate
Rate checked
More details - 0.25%APY$25 a year on $10,000intro rate
Requirements
Product: Variable rate account; rate and APY may change after opening. Interest is credited and compounded quarterly. No monthly service charge.
Offer: Variable rate account; the rate & APY may change after the account is opened. Interest will be credited & compounded quarterly.
Promotional rate · 0.25% interest rate · Compounded quarterly · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Earns tiered-rate interest credited monthly. Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Transfers from this account to another account or to third parties by preauthorized, automatic, mobile device, telephone, computer transfer (including bill payments), withdrawals made by check, debit card, or similar order are limited to 6 per month (excess transfer fee of $10.00 per item applies).
Offer: Requires a $2,500 minimum daily balance to earn APY and to avoid the $10 monthly service fee. Interest rate and APY are variable and subject to change at any time after account opening.
0.25% interest rate · $10 monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: For minors (under the age of 18): no monthly service charge, no minimum balance requirement, and interest on all balances.
Offer: Earns interest on balances of $300 or more. No monthly service charge with a $300+ balance; $3 monthly service charge if balance falls below $300. 6 free debits each month, then $1 per debit. $20 early closing fee if account is closed within 6 months of opening.
0.25% interest rate · $3 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate
Rate checked
More details - First Northern Credit UnionShare Savings & Special Purpose Savings AccountsSavings · $5 min
Credit union · 4 branches
0.25%APY$25 a year on $10,000Requirements
Product: Must maintain the account's minimum average daily balance to obtain the disclosed APY. Yields for share savings are declared quarterly by the Board of Directors; dividends are paid retroactively based on earnings for the period. The dividend yield listed is for the period ending 9/30/2026. No monthly maintenance fee. During any month, no more than six withdrawals or transfers to another credit union account or a third party by preauthorized, automatic, or computer transfer or telephonic order or instruction; no more than three of the six may be by check, draft, or similar order. Exceeding limits may incur an over transaction volume limit fee or account closure. Inactive Account fee $9.00/month after 90+ days inactivity for members with only a Share Savings Account and average daily balance under $500. Early closure of membership account $15.00 if closed within 90 days of opening.
Offer: Balance $5 - $2,499.99. Must maintain the minimum average daily balance requirement to obtain the disclosed APY.
No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secures share of ownership in Kaskaskia Valley Community Credit Union.
0.25% interest rate · No monthly fee · Effective Jan 1, 2026
Rate checked
More details - GenFed Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.00%–0.65% by balance
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: No minimum to open Money Market account; no service fees. Minimum withdrawal amount is $500. Up to 6 withdrawals or transfers per month (with up to 3 being checks). Free printed counter checks.
Offer: Rate applies to balances below $2,000.00.
0.00% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,000 0.00% $2,000 – $20,000Your amount 0.25% $20,000 – $75,000 0.40% $75,000 and up 0.65% Rate checked
More details - 0.25%APY$25 a year on $10,000with conditions
Requirements
Product: Open through eBranch. Available to individual members (Business Accounts are not eligible). No minimum deposit or balance required. No monthly fee. Funds can be transferred to/from Power Checking (transfers to other accounts not permissible). Funds may not be used for overdraft protection. Accounts closed before end of month forgo interest. Member Service-assisted transactions incur a fee.
Offer: One-Star Award: Maintain a Power Checking Account.
Qualified rate · 0.25% interest rate · No monthly fee · Effective Apr 15, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month; additional withdrawals are $1 each if balance is less than $500.
Offer: Calculated daily, compounded semi-annually. $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month, $1 each additional withdrawal if balance is less than $500.
0.25% interest rate · $3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - Parda Credit UnionParda Premier SavingsSavings · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Maintain a $2,500 minimum balance to earn preferred dividend rates; $5 monthly fee charged if balance falls below $2,500 requirement any day out of the month. First 3 withdrawals per month are free, then $3 charge thereafter. Membership and $1 par share deposit required.
Offer: Compounded monthly. $5 fee charged if balance falls below $2,500 requirement any day out of the month.
0.20% interest rate · Compounded monthly · $5 monthly fee
Rate by balance
Rate by balance for Parda Premier Savings Balance APY $2,500 – $10,000 0.20% $10,000 – $20,000Your amount 0.25% $20,000 – $50,000 0.30% $50,000 – $100,000 0.35% $100,000 and up 0.40% Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Offer: $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
0.25% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Illinois
785 accounts at 327 banks and credit unions · checked Oct 23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch