Credit union · NCUA insured
CoVantage Credit Union
A $4.2B credit union, the 121st largest of 4,329, headquartered in Antigo, WI, with 184,471 members and 22 branches in 3 states. Best rates: CDs 4.40% and savings 0.25% APY.
CoVantage Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#4 of 23 in Wausau, WI metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CoVantage Credit Union
Its history includes mergers with Shawano Paper Mills Employees, Marathon Rothschild, Menominee Area, and CentralAlliance credit unions, as well as the acquisition of LincolnWay Community Bank.
- Headquarters
- 723 6th Ave, Antigo, WI 54409
- NCUA charter
- 66848
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified counties in Wisconsin, Michigan, or Illinois are eligible for membership.
Employers and groups
- Employees of Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Wisconsin, Kimberly Clark Corporation and subsidiaries, or Facility Logistics Services, Inc. are eligible for membership.
- Employees or retirees of Gulf Stream or The Halyard Health employee group are eligible for membership.
- Members of Servco FS Cooperative (formerly Farm Bureau Cooperative) in Antigo are eligible for membership.
Military, government and schools
- Currently employed or retired law enforcement personnel, firefighters, and members of organizations or non-profits with a law enforcement or firefighter focus throughout the State of Wisconsin are eligible for membership.
- Present students or alumni of a post-secondary school in Marathon County are eligible for membership.
5 more ways to join
Family and household
- Immediate and extended family members (spouse, parent, child, stepparent, stepchild, sibling, step-sibling, grandparent, step-grandparent, grandchild, step-grandchild) of a current CoVantage Credit Union member are eligible for membership.
Other ways
- Individuals who donate to the CoVantage Cares Foundation, or have a donation made on their behalf, are eligible for membership.
- Existing customers of Northwoods National Bank (obtained 2/2016) are eligible for membership.
- Organizations, associations, and trusts meeting eligibility criteria are eligible for membership.
- Members or customers of merged or acquired predecessor financial institutions at the time of transaction are eligible for membership.
Cost to join
- A one-time non-refundable $10 donation to the CoVantage Cares Foundation is required if joining through the foundation eligibility path.
- A $10 refundable share deposit into a regular Share Savings Account is required to establish membership.
Branches
22 branches in 3 states
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Wisconsin
17 branches
Wausau area · 4
- Branch Office1585 County Road XX, Rothschild, WI 54474Directions
- CoVantage Credit Union151220 Baltimore Ln, Wausau, WI 54401Directions
- CoVantage Credit Union303 S 1st Ave, Wausau, WI 54401Directions
- CoVantage Credit Union4903 Schofield Ave, Weston, WI 54476Directions
Appleton area · 2
- CoVantage Credit Union665 W Ridgeview Dr, Appleton, WI 54911Directions
- CoVantage Credit Union1305 Oneida St, Menasha, WI 54952Directions
Green Bay area · 2
- CoVantage Credit Union1225 Lawrence Dr, De Pere, WI 54115Directions
- CoVantage Credit Union1670 Sunset Beach Rd, Suamico, WI 54173Directions
Stevens Point area · 2
- CoVantage Credit Union2931 Post Rd, Plover, WI 54467Directions
- CoVantage Credit Union1200 Badger Ave, Stevens Point, WI 54482Directions
Shawano area · 2
- CoVantage Credit Union604 S Main St, Shawano, WI 54166Directions
- CoVantage Credit Union911 E Green Bay St, Shawano, WI 54166Directions
Antigo area · 1
- CoVantage Credit UnionMain office723 6th Ave, Antigo, WI 54409Directions
Crandon area · 1
- CoVantage Credit Union502 W Pioneer St, Crandon, WI 54520Directions
Elcho area · 1
- CoVantage Credit UnionN11333 Antigo St, Elcho, WI 54428Directions
Oshkosh area · 1
- CoVantage Credit Union625 Deerwood Ave, Neenah, WI 54956Directions
Rhinelander area · 1
- CoVantage Credit Union905 Boyce Dr, Rhinelander, WI 54501Directions
Michigan
3 branches
Crystal Falls area · 1
- CoVantage Credit Union1 Credit Union Way, Crystal Falls, MI 49920Directions
Iron River area · 1
- CoVantage Credit Union303 N 4th Ave, Iron River, MI 49935Directions
Marinette area · 1
- CoVantage Credit Union1011 23rd Ave, Menominee, MI 49858Directions
Illinois
2 branches
- CoVantage Credit Union19102 88th Ave, Mokena, IL 60448Directions
- CoVantage Credit Union1000 E Lincoln Hwy, New Lenox, IL 60451Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.77% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.28% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.20% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $98 | $88 | — |
- CapitalNet worth ratio9.77%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.28%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.20%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$98Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CoVantage Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.