Credit union · NCUA insured
IAA Credit Union
Top CarrotA $414.2M credit union headquartered in Bloomington, IL, with 18,165 members and 2 branches in Illinois. Best rates: savings 0.60% APY.
IAA Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#8 of 21 in Bloomington, IL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About IAA Credit Union
IAA Credit Union is a member-owned cooperative headquartered in Bloomington, Illinois.
- Headquarters
- 808 Iaa Dr, Bloomington, IL 61701-2214
- NCUA charter
- 68423
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Illinois Farm of Companies including Illinois Farm Bureau, COUNTRY Financial, GROWMARK, and Prairie Farms are eligible for membership.
- Illinois Farm Bureau County Members are eligible for membership.
- COUNTRY Financial Policyholders are eligible for membership.
- GROWMARK Patrons are eligible for membership.
- Retirees from any of the qualifying groups are eligible for membership.
Family and household
- Relatives of current members are eligible for membership.
Branches
2 branches in Illinois
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Illinois
2 branches
- IAA Credit Union Main BranchMain office808 Iaa Dr, Bloomington, IL 61701Directions
- IAA Credit Union1701 Towanda Ave, Bloomington, IL 61701Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 14.04% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.47% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.08% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $69 | $76 | — |
- CapitalNet worth ratio14.04%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.47%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.08%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$69Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of IAA Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.