Credit union · NCUA insured
First Northern Credit Union
A $335M credit union headquartered in Chicago, IL, with 21,345 members and 4 branches in Illinois. Best rates: CDs 4.10% and savings 0.85% APY.
First Northern Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#54 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About First Northern Credit Union
- Headquarters
- 230 W Monroe St, Suite 2850, Chicago, IL 60606
- NCUA charter
- 66359
Branches
4 branches in Illinois
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Illinois
4 branches
Chicago area · 3
- 01 - MonroeMain office230 W Monroe St, Suite 2850, Chicago, IL 60606Directions
- 03 - Streeterville541 N Fairbanks Ct, Chicago, IL 60611Directions
- 04 - Evanston1705 Sherman Ave, Evanston, IL 60201Directions
Rockford area · 1
- 02 - Show Place104 N Show Place Dr, Rockford, IL 61107Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.31% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.71% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.95% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio11.31%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.71%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.95%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of First Northern Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.