Bank · FDIC insured
Lindell Bank Savings Rates
Lindell Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Lindell Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Lindell Bank has the most branches. $10,000, best rate first.
This bank’s best
Lindell Bank
0.25%APY
- Requires
- None
- Minimum
- $150
- Earns on $10,000 a year
- $25
Savings Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Lindell Bank savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.65%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lindell Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.25%APY
Tiered variable interest rates. $2,500 monthly minimum balance to avoid $10 monthly service fee. Includes 6 free electronic transfers/ACH debits/third-party checks per month; $10.00 fee per item in excess of 6.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.00% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $2,500 – $10,000Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.10% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $10,000 – $25,000Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.25% | $25 | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $25,000 – $50,000Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.35% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $50,000 – $500,000Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.65% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $500,000 – $1,000,000Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 0.75% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
| $1,000,000 and upCompounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. | 1.50% | — | Compounded monthly. $2,500 monthly minimum balance to avoid $10 monthly service fee. |
Savings Account
0.25%APY
$3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month; additional withdrawals are $1 each if balance is less than $500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCalculated daily, compounded semi-annually. $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month, $1 each additional withdrawal if balance is less than $500.Any balance | 0.25% | $25 | Calculated daily, compounded semi-annually. $3 monthly fee if balance falls below $150 minimum daily balance. Two free withdrawals per month, $1 each additional withdrawal if balance is less than $500. |
Special-purpose accounts
Christmas Club Savings
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- lindellbank.com/deposit-rates · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.