Credit union · NCUA insured
Consumers Credit Union
Top CarrotA $4.6B credit union, the 103rd largest of 4,329, headquartered in Lake Forest, IL, with 282,016 members and 24 branches in Illinois. Best rates: CDs 4.45% and savings 0.55% APY.
Consumers Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 79% of U.S. banks and credit unions
#29 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Consumers Credit Union
Consumers Credit Union was founded in 1930 and is headquartered in Lake Forest, Illinois.
- Headquarters
- 300 N Field Dr, Lake Forest, IL 60045-2513
- NCUA charter
- 68588
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone can join Consumers Credit Union by joining the Consumers Cooperative Association.
Cost to join
- Joining the Consumers Cooperative Association requires a one-time $5.00 membership fee, which CCU reimburses (reimbursement does not apply to indirect members and those who join to refinance a loan).
Branches
24 branches in Illinois
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Illinois
24 branches
Chicago area · 22
- Arlington Heights950 E Rand Rd, Arlington Heights, IL 60004Directions
- Aurora Branch320 E Indian Trl, Aurora, IL 60505Directions
- Carol Stream426 W Army Trail Rd, Carol Stream, IL 60188Directions
- Village Fresh Market-Carpentersville350 Lake Marian Rd, Carpentersville, IL 60110Directions
- Deer Park21440 W Lake Cook Rd, Deer Park, IL 60010Directions
- Elgin Branch111 S Hawthorne St, Elgin, IL 60123Directions
- Elgin Community College1700 Spartan Dr, Elgin, IL 60123Directions
- Elgin Mental Health Center750 S State St, Elgin, IL 60123Directions
- Gail Borden-Elgin Public Library270 N Grove Ave, Elgin, IL 60120Directions
- Geneva Branch28 N 5th St, Geneva, IL 60134Directions
- Gurnee4946 Grand Ave, Gurnee, IL 60031Directions
- Kildeer Service Center20413 N Rand Rd, Kildeer, IL 60074Directions
- Lake in the Hills2450 W Algonquin Rd, Lake in the Hills, IL 60156Directions
- Mundelein1210 S Lake St, Mundelein, IL 60060Directions
- Northbrook Branch1334 Shermer Rd, Northbrook, IL 60062Directions
- Round Lake Beach2626 N Il Route 83, Round Lake Beach, IL 60073Directions
- Meacham1310 N Meacham Rd, Schaumburg, IL 60173Directions
- Gail Borden - South Elgin-Aurora Public Library121 S McLean Blvd, South Elgin, IL 60177Directions
- Streamwood990 S Barrington Rd, Streamwood, IL 60107Directions
- Volo195 E Il Route 120, Volo, IL 60073Directions
- N. Waukegan3737 N Lewis Ave, Waukegan, IL 60087Directions
- Waukegan2750 Washington St, Waukegan, IL 60085Directions
Rockford area · 1
- Loves Park Branch4225 N Perryville Rd, Loves Park, IL 61111Directions
Rochelle area · 1
- Mt. Morris Branch4 E Main St, Mount Morris, IL 61054Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.96% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.86% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.76% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $86 | $88 | — |
- CapitalNet worth ratio8.96%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.86%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.76%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$86Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Consumers Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.