Credit union · NCUA insured
CoVantage Credit Union Savings Rates
CoVantage Credit Union’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How CoVantage Credit Union’s savings rates compare
Compared with banks and credit unions near Wausau, WI, where CoVantage Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
CoVantage Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $325
MaxYield Savings
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
3rd-highest rate
Peoples State Bank
2.75%APY
- Requires
- Monthly account activity
- Minimum
- $25
- Earns on $10,000 a year
- $275
CoVantage Credit Union savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0001.00%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CoVantage Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
MaxYield Savings
3.25%APY
To qualify for the MaxYield rate and perks, members must maintain a CoVantage checking account and membership savings account in good standing, receive at least one qualifying direct deposit (or deposit $1,000+ via check) per 34-day qualification cycle (members age 12-22 exempt), and complete at least 4 debit or credit card purchase transactions per qualification cycle. Rate applies to the primary membership share savings account balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Subject to meeting MaxYield monthly qualification requirements.Any balance | 3.25% | $325 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Subject to meeting MaxYield monthly qualification requirements. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/maxyield-high-yield-savings
All captured Oct 5, 2026
Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 0.25% | $25 |
| $25,000 – $100,000 | 0.50% | — |
| $100,000 – $250,000 | 1.00% | — |
| $250,000 – $500,000 | 1.50% | — |
| $500,000 – $750,000 | 1.75% | — |
| $750,000 and up | 2.00% | — |
Sources (2)
All captured Oct 5, 2026
Funeral Account
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly.Any balance | 0.25% | $25 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/maxyield-high-yield-savings
All captured Oct 5, 2026
Misc. Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly.Any balance | 0.25% | $25 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/maxyield-high-yield-savings
All captured Oct 5, 2026
Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly.Any balance | 0.25% | $25 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/maxyield-high-yield-savings
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.25%APY
Account balance is paid out 10/31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Account balance is paid out 10/31.Any balance | 0.25% | $25 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Account balance is paid out 10/31. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/maxyield-high-yield-savings
All captured Oct 5, 2026
Health Savings Account
0.25%APY
Available to individuals covered by a qualified high-deductible health plan (HDHP), not covered by non-HDHP health insurance, not enrolled in Medicare, not received VA Medical Benefits in previous 3 months, and not claimed as a dependent on another tax return. Has no monthly service charge and no transaction fees. Low minimum balance of $10.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Dividend computed on daily balance and credited to account monthly. No monthly service charge. Low minimum balance of $10. | 0.25% | — | Dividend computed on daily balance and credited to account monthly. No monthly service charge. Low minimum balance of $10. |
| $5,000 and upDividend computed on daily balance and credited to account monthly. No monthly service charge. Low minimum balance of $10. | 0.25% | $25 | Dividend computed on daily balance and credited to account monthly. No monthly service charge. Low minimum balance of $10. |
Sources (2)
- covantagecu.org/resources/rates/checking-savings-rates
- covantagecu.org/accounts/health-savings-account
All captured Oct 5, 2026
IRA Account
0.25%APY
Traditional, Roth, Simplified Employee Pension (SEP), and Education Savings Accounts (ESA) deposit options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$10.00 Minimum. Dividend computed on daily balance and credited to account monthly.Any balance | 0.25% | $25 | $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. |
Who can join CoVantage Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in specified counties in Wisconsin, Michigan, or Illinois are eligible for membership.
Employers and groups
- Employees of Little Rapids Corporation, Shawano Mill, Weber Veneer & Plywood Company, Weyerhaeuser Co., Wisconsin, Kimberly Clark Corporation and subsidiaries, or Facility Logistics Services, Inc. are eligible for membership.
- Employees or retirees of Gulf Stream or The Halyard Health employee group are eligible for membership.
- Members of Servco FS Cooperative (formerly Farm Bureau Cooperative) in Antigo are eligible for membership.
Military, government and schools
- Currently employed or retired law enforcement personnel, firefighters, and members of organizations or non-profits with a law enforcement or firefighter focus throughout the State of Wisconsin are eligible for membership.
- Present students or alumni of a post-secondary school in Marathon County are eligible for membership.
5 more ways to join
Family and household
- Immediate and extended family members (spouse, parent, child, stepparent, stepchild, sibling, step-sibling, grandparent, step-grandparent, grandchild, step-grandchild) of a current CoVantage Credit Union member are eligible for membership.
Other ways
- Individuals who donate to the CoVantage Cares Foundation, or have a donation made on their behalf, are eligible for membership.
- Existing customers of Northwoods National Bank (obtained 2/2016) are eligible for membership.
- Organizations, associations, and trusts meeting eligibility criteria are eligible for membership.
- Members or customers of merged or acquired predecessor financial institutions at the time of transaction are eligible for membership.
Cost to join
- A one-time non-refundable $10 donation to the CoVantage Cares Foundation is required if joining through the foundation eligibility path.
- A $10 refundable share deposit into a regular Share Savings Account is required to establish membership.
Membership information collected October 5, 2026.