Bank · FDIC insured
Peoples Bank of Kankakee County Savings Rates
Peoples Bank of Kankakee County’s best savings rate is 0.25% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Peoples Bank of Kankakee County’s savings rates compare
Compared with banks and credit unions near Kankakee, IL, where Peoples Bank of Kankakee County has the most branches. $10,000, best rate first.
This bank’s best
Peoples Bank of Kankakee County
2.60%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $260
RewardsPLUS Saver
2nd-highest rate
CommonWealth Credit Union
2.02%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $202
3rd-highest rate
Midland States Bank
1.38%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $138
Peoples Bank of Kankakee County savings score
81
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0002.75%
- QualifiedQualified2.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Bank of Kankakee County ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
1.00%APY
A $25,000 deposit of new money (money not currently on deposit at the bank) is required to open. No minimum balance requirement. 10 free withdrawals per month; $1 charge for each transaction exceeding 10. $20 early closing fee if account is closed within 6 months of opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires $25,000 new money to open. | 1.00% | $100 | Requires $25,000 new money to open. |
| $25,000 and upRequires $25,000 new money to open. | 2.75% | — | Requires $25,000 new money to open. |
RewardsPLUS Saver
Up to 2.60%APY
Must have a required RewardsPLUS Checking account. Limit of 1 account per Social Security number. Not for commercial purposes. Enrollment in electronic services (e.g., online banking, electronic statements) required to meet qualifications. Interest does not compound in checking since it is transferred into RewardsPLUS Saver.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Earn 2.60% APY / 2.57% interest rate on all balances when monthly RewardsPLUS Checking qualifications are met. Interest and ATM fee refunds automatically deposited into RewardsPLUS Saver. $20 early closing fee if account is closed within 6 months of opening.Over $0 | 2.60% | $260 | Earn 2.60% APY / 2.57% interest rate on all balances when monthly RewardsPLUS Checking qualifications are met. Interest and ATM fee refunds automatically deposited into RewardsPLUS Saver. $20 early closing fee if account is closed within 6 months of opening. |
| Over $0Earn 0.01% APY / 0.01% interest rate on all balances when monthly RewardsPLUS Checking qualifications are not met. $20 early closing fee if account is closed within 6 months of opening.Over $0 | 0.01% | $1 | Earn 0.01% APY / 0.01% interest rate on all balances when monthly RewardsPLUS Checking qualifications are not met. $20 early closing fee if account is closed within 6 months of opening. |
Money Market Account
0.25%APY
No monthly service charge with a $2,500 average daily collected balance; otherwise $10 monthly fee. $2,500 minimum opening deposit. No minimum balance requirement. Check writing privileges.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee waived with $2,500 average daily collected balance. | 0.15% | — | Monthly fee waived with $2,500 average daily collected balance. |
| $10,000 – $24,999Monthly fee waived with $2,500 average daily collected balance. | 0.25% | $25 | Monthly fee waived with $2,500 average daily collected balance. |
| $25,000 – $49,999Monthly fee waived with $2,500 average daily collected balance. | 0.30% | — | Monthly fee waived with $2,500 average daily collected balance. |
| $50,000 and upMonthly fee waived with $2,500 average daily collected balance. | 0.35% | — | Monthly fee waived with $2,500 average daily collected balance. |
Special-purpose accounts
Health Savings Account
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $300 – $10,000 | 0.15% | — |
| $10,000 and up | 0.25% | $25 |
Sources (1)
- peoplesbankdirect.com/personal/deposits/deposit-rates · captured Oct 6, 2026
Personal Savings Account
0.25%APY
For minors (under the age of 18): no monthly service charge, no minimum balance requirement, and interest on all balances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $300 and upEarns interest on balances of $300 or more. No monthly service charge with a $300+ balance; $3 monthly service charge if balance falls below $300. 6 free debits each month, then $1 per debit. $20 early closing fee if account is closed within 6 months of opening.$300 and up | 0.25% | $25 | Earns interest on balances of $300 or more. No monthly service charge with a $300+ balance; $3 monthly service charge if balance falls below $300. 6 free debits each month, then $1 per debit. $20 early closing fee if account is closed within 6 months of opening. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.