Compare Bank & Credit Union Rates
Best savings rates in Florida
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Florida
- Launch Credit UnionMoney MarketMoney Market · $2,500 min · 1.40%–3.49% by balance
Credit union · 19 branches
1.40%APY$140 a year on $10,0001.39% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 1.40% $10,000 – $25,000Your amount 1.40% $25,000 – $50,000 1.50% $50,000 – $100,000 1.60% $100,000 – $250,000 2.50% $250,000 – $500,000 3.00% $500,000 – $1,000,000 3.49% $1,000,000 and up 3.49% Rate checked
More details - Suncoast Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.25%–3.50% by balance
Credit union · 79 branches
1.40%APY$140 a year on $10,000Requirements
Product: Tiered dividend rate. Once a balance range is met, the rate applies to the full balance of the account. No minimum balance required to maintain the account, but a minimum balance of $1,000 is needed to earn interest/APY.
Offer: Minimum of $1,000 balance is required to earn interest.
No monthly fee · Effective Sep 2, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Any balance 1.25% $1,000 and upYour amount 1.40% $25,000 and up 1.50% $50,000 and up 1.60% $100,000 and up 2.50% $250,000 and up 3.00% $500,000 and up 3.50% Rate checked
More details - City County Employees Credit UnionMoney Market AccountsMoney Market Accounts · 1.01%–2.22% by balance
Credit union · 1 branch
1.36%APY$136 a year on $10,000Requirements
Product: Rates are variable and subject to change by the Board of Directors without notice. Dividends are paid monthly. Six withdrawals allowed per month at no charge; any withdrawal after 6 will incur a $10 fee. Federally insured to at least $250,000 by NCUA.
Offer: Up to $2,499.99 balance tier.
1.00% interest rate · Effective Nov 19, 2025
Rate by balance
Rate by balance for Money Market Accounts Balance APY Up to $2,500 1.01% $2,500 – $10,000 1.26% $10,000 – $25,000Your amount 1.36% $25,000 – $50,000 1.46% $50,000 – $100,000 1.56% $100,000 – $250,000 1.92% $250,000 – $300,000 2.12% $500,000 and up 2.22% Rate checked
More details - Tru-Fi Credit UnionTRU Super Cash AccountSavings · $5,000 min · 0.00%–1.75% by balance
Credit union · 3 branches
1.35%APY$135 a year on $10,000Requirements
Product: Access money two times per month penalty-free. Dividend rates are compounded and credited monthly.
Offer: Balance < $5,000. $5,000 minimum balance to open.
0.00% interest rate · Effective Jul 1, 2026
Rate by balance
Rate by balance for TRU Super Cash Account Balance APY Up to $5,000 0.00% $5,000 – $49,999Your amount 1.35% $50,000 – $99,999 1.45% $100,000 – $149,999 1.55% $150,000 and up 1.75% Rate checked
More details - Addition Financial Credit UnionGrowth Plus Money MarketGrowth Plus Money Market · $1,000 min · 0.05%–2.63% by balance
Credit union · 33 branches
1.31%APY$131 a year on $10,000with conditionsRequirements
Product: Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Dec 1, 2025
Rate by balance
Rate by balance for Growth Plus Money Market Balance APY $1,000 – $10,000 0.05% $10,000 – $100,000Your amount 1.31% $100,000 – $249,999 1.51% $250,000 – $999,999 2.12% $1,000,000 and up 2.63% Rate checked
More details - San Antonio Citizens Federal Credit UnionMONEY MARKET ACCOUNTMONEY MARKET ACCOUNT · $1,000 min · 0.75%–1.45% by balance
Credit union · 4 branches
1.31%APY$131 a year on $10,0001.30% interest rate
Rate by balance
Rate by balance for MONEY MARKET ACCOUNT Balance APY $1,000 and upYour amount 1.31% $50,000 and up 1.36% $100,000 and up 1.45% $250,000 and up 1.23% $500,000 and up 0.75% Rate checked
More details - Achieva Credit UnionPremier Money Market AccountPremier Money Market Account · $2,000 min · 1.30%–1.55% by balance
Credit union · 28 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn stated APY or bonus. Rates and yields are variable.
Offer: Requires Achieva Checking, ACP, or ACPP account opened under the same Member Number and receive a minimum of $500 in qualified deposits each calendar month.
Qualified rate · 1.29% interest rate
Rate by balance
Rate by balance for Premier Money Market Account Balance APY $2,000 and upYour amount 1.30% $50,000 and up 1.35% $150,000 and up 1.40% $250,000 and up 1.45% $500,000 and up 1.50% $1,000,000 and up 1.55% Rate checked
More details - PowerNet Credit UnionHigh Voltage Money Market AccountHigh Voltage Money Market Account · 0.25%–1.50% by balance
Credit union · 3 branches
1.30%APY$130 a year on $10,000Requirements
Product: Tiered rates where higher investments earn higher rates; features daily interest. Fees may reduce earnings. Rate may change after account is opened.
Offer: Fees may reduce earnings. Rate may change after account is opened.
Effective Oct 1, 2026
Rate by balance
Rate by balance for High Voltage Money Market Account Balance APY Up to $2,500 0.25% $2,500 – $5,000 1.15% $5,000 – $10,000 1.25% $10,000 – $25,000Your amount 1.30% $25,000 – $50,000 1.40% $50,000 and up 1.50% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - Transport Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.30%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Initial deposit of $2,500 required. Withdrawals are limited to six per month and must be a minimum of $250. Minimum Balance = Average Daily Minimum Balance.
Offer: Minimum Balance = Average Daily Minimum Balance.
0.30% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,499 0.30% $2,500 – $9,999 1.21% $10,000 – $19,999Your amount 1.26% $20,000 – $99,999 1.41% $100,000 and up 2.02% Rate checked
More details - ECU Credit UnionMoney SaversMoney Savers · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Requires a minimum balance of $2,500.00 to open and earn interest. Monthly Service Fee: None. Withdrawals are limited; $2.00 transaction fee per withdrawal over 3 per month. Dividends compounded daily, paid monthly. If account is closed prior to the posting of accrued dividends no dividends will be paid. Dividends are based on Credit Union's earnings at the end of a dividend period. All rates are subject to change without notice.
Offer: Dividends compounded daily, paid monthly. Minimum Balance $2,500.00.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - ECU Credit UnionMoney Savers AccountSavings · $2,500 min · 0.75%–2.02% by balance
Credit union · 1 branch
1.26%APY$126 a year on $10,000Requirements
Product: Tiered interest rates compounded daily, paid monthly. Minimum balance $2,500.00. Fee of $2.00 per withdrawal over 3 per month. If account is closed prior to posting of accrued dividends, no dividends will be paid.
0.75% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Savers Account Balance APY $2,500 – $5,000 0.75% $5,000 – $10,000 1.01% $10,000 – $25,000Your amount 1.26% $25,000 – $50,000 1.51% $50,000 – $100,000 1.77% $100,000 and up 2.02% Rate checked
More details - Popular BankPopular Saver Money Market AccountPopular Saver Money Market Account · $100 min · 0.05%–3.25% by balance
Bank · 12 branches
1.25%APY$125 a year on $10,000Requirements
Product: Minimum opening deposit is $100. Monthly service fee of $15 is assessed if the minimum daily balance falls below $10,000. Up to 6 transfers/withdrawals per statement cycle without a fee. Variable rates subject to change.
Offer: Initial deposit / balance of $0.01 - $9,999.99. Variable rate. Monthly fee of $15 applies if minimum daily balance is below $10,000.
0.05% interest rate · $15 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Popular Saver Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 1.25% $25,000 – $50,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $50,000 – $250,000Monthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.10% $250,000 and upMonthly fee of $15 waived if minimum daily balance is at or above $10,000. 3.25% Rate checked
More details - Together Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.16%–1.66% by balance
Credit union · 3 branches
1.21%APY$121 a year on $10,000Requirements
Product: Interest compounds daily on balances of $1,000 or more and pays monthly. No monthly fee.
Offer: Interest is calculated using daily balance method, compounded daily, credited monthly. Rate applies to minimum $1,000 to $9,999.
1.15% interest rate · Compounded daily · No monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $9,999 1.16% $10,000 – $24,999Your amount 1.21% $25,000 – $49,999 1.36% $50,000 – $99,999 1.51% $100,000 – $249,999 1.56% $250,000 and up 1.66% Rate checked
More details - 1.19%APY$119 a year on $10,000
Requirements
Product: Up to six transactions/withdrawals per month. $3.00 monthly service charge/maintenance fee if daily balance falls below $50 at any time during monthly statement cycle.
Offer: Monthly fee of $3.00 imposed if daily balance falls below $50 on any day of the statement cycle.
$3 monthly fee · Effective Apr 2, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Florida
551 accounts at 207 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.25%
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Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Oxford Federal Credit UnionCredit union · 1 branch
- Climate First BankBank · 4 branches