Credit union · NCUA insured
PowerNet Credit Union
A $125.2M credit union headquartered in Tampa, FL, with 3,814 members and 3 branches in Florida. Best rates: CDs 3.60% and savings 1.30% APY.
PowerNet Credit Union Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#29 of 67 in Miami, FL metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PowerNet Credit Union
Founded in 1961 as Electricians Local 2017 Credit Union, PowerNet Credit Union is a member-owned cooperative headquartered in Tampa, Florida.
The institution serves Florida Building and Construction Trade local unions and their members throughout the state.
- Headquarters
- 5619 Harney Rd, Tampa, FL 33610
- NCUA charter
- 68042
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to organizations and affiliations of Florida Building and Construction unions, including employees of the unions.
- Membership is open to all Florida Building and Construction unions, their members, and retirees as pensioners or annuitants of local unions.
Family and household
- Membership is open to relatives of union employees and relatives of union members.
- Membership is open to spouses of members that died while a member.
Cost to join
- To open an account, a $5 share deposit is required to open a savings account; there are no fees to join.
Branches
3 branches in Florida
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Florida
3 branches
Tampa area · 1
- Main OfficeMain office5619 Harney Rd, Tampa, FL 33610Directions
Jacksonville area · 1
- JAX Office966 N Liberty St, Jacksonville, FL 32206Directions
Miami area · 1
- Miami Office1657 NW 17th Ave, Miami, FL 33125Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.05% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.44% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.96% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $33 | $76 | — |
- CapitalNet worth ratio10.05%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.44%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.96%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$33Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PowerNet Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.