Credit union · NCUA insured
City County Employees Credit Union Savings Rates
City County Employees Credit Union’s best savings rate is 1.36% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How City County Employees Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where City County Employees Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
City County Employees Credit Union
1.36%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $136
Money Market Accounts
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
City County Employees Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0001.01%
- $10,000 balance$10,0001.36%
- $100,000 balance$100,0001.92%
- QualifiedQualified1.36%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where City County Employees Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
1.36%APY
Rates are variable and subject to change by the Board of Directors without notice. Dividends are paid monthly. Six withdrawals allowed per month at no charge; any withdrawal after 6 will incur a $10 fee. Federally insured to at least $250,000 by NCUA.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Up to $2,499.99 balance tier. | 1.01% | — | Up to $2,499.99 balance tier. |
| $2,500 – $10,000$2,500.00 to $9,999.99 balance tier. | 1.26% | — | $2,500.00 to $9,999.99 balance tier. |
| $10,000 – $25,000$10,000.00 to $24,999.99 balance tier. | 1.36% | $136 | $10,000.00 to $24,999.99 balance tier. |
| $25,000 – $50,000$25,000.00 to $49,999.99 balance tier. | 1.46% | — | $25,000.00 to $49,999.99 balance tier. |
| $50,000 – $100,000$50,000.00 to $99,999.99 balance tier. | 1.56% | — | $50,000.00 to $99,999.99 balance tier. |
| $100,000 – $250,000$100,000.00 to $249,999.99 balance tier. | 1.92% | — | $100,000.00 to $249,999.99 balance tier. |
| $250,000 – $300,000$250,000.00 to $299,999.99 balance tier. | 2.12% | — | $250,000.00 to $299,999.99 balance tier. |
| $500,000 and up$500,000+ balance tier. | 2.22% | — | $500,000+ balance tier. |
Sources (1)
- ccecu.org/index.php/deposits-s…gs/money-market-accounts · captured Sep 18, 2026
Lighthouse Savings
0.50%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum balance to earn dividend per table ($5 Average Daily Balance required per footnote 1). Dividends paid monthly.$100 and up | 0.50% | $50 | $100 minimum balance to earn dividend per table ($5 Average Daily Balance required per footnote 1). Dividends paid monthly. |
Sources (1)
- ccecu.org/index.php/deposits-savings/share-accounts · captured Oct 15, 2026
Regular Shares
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 Average Daily Balance required to earn dividend. Dividends paid monthly.$100 and up | 0.25% | $25 | $100 Average Daily Balance required to earn dividend. Dividends paid monthly. |
Sources (2)
- ccecu.org/index.php/deposits-savings/share-accounts
- ccecu.org/index.php/deposits-savings/club-accounts
All captured Oct 15, 2026
Special-purpose accounts
Christmas Club
0.50%APY
No monthly fee. Withdrawals made between January 1st and October 31st incur a $5.00 fee per withdrawal. Funds accessible November 1 - December 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid annually on October 31st.Any balance | 0.50% | $50 | Dividends paid annually on October 31st. |
Sources (2)
- ccecu.org/index.php/deposits-savings/share-accounts
- ccecu.org/index.php/deposits-savings/club-accounts
All captured Oct 15, 2026
IRA Share Savings
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 Average Daily Balance required to earn dividend. Dividends paid monthly.$100 and up | 0.25% | $25 | $100 Average Daily Balance required to earn dividend. Dividends paid monthly. |
Sources (2)
- ccecu.org/index.php/deposits-savings/share-accounts
- ccecu.org/index.php/deposits-savings/club-accounts
All captured Oct 15, 2026
Young Millionaires Club
0.25%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$5 Average Daily Balance required to earn dividend. Dividends paid monthly.$25 and up | 0.25% | $25 | $5 Average Daily Balance required to earn dividend. Dividends paid monthly. |
Sources (2)
- ccecu.org/index.php/deposits-savings/share-accounts
- ccecu.org/index.php/deposits-savings/club-accounts
All captured Oct 15, 2026
Who can join City County Employees Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Pasco County is eligible for membership.
- Anyone who lives, works, or worships in Pinellas County is eligible for membership.
Employers and groups
- Members of CWA Local 3108 are eligible for membership.
- Members of Friends of the Foundation are eligible for membership.
Military, government and schools
- Employees and retirees of the City of Clearwater are eligible for membership.
- Employees and retirees of the City of Largo are eligible for membership.
3 more ways to join
Military, government and schools
- Employees and retirees of Pinellas County are eligible for membership.
- Employees and retirees of the Town of Belleair are eligible for membership.
Family and household
- Family members of eligible persons are eligible for membership.
Membership information collected October 5, 2026.