Credit union · NCUA insured
Suncoast Credit Union Savings Rates
Top CarrotSuncoast Credit Union’s best savings rate is 1.40% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Suncoast Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Suncoast Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Suncoast Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
High Yield Money Market Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Suncoast Credit Union savings score
89
Savings score
Higher than 87% of U.S. banks and credit unions
- $1,000 balance$1,0001.40%
- $10,000 balance$10,0001.40%
- $100,000 balance$100,0002.50%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Suncoast Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings Account
0.25%APY
High Yield Checking account required. Must deposit $2,000 in aggregate monthly to High Yield Checking or High Yield Savings (excluding internal transfers) to qualify for the high yield rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $500Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings. | 4.50% | — | Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings. |
| Over $500Applies to balances over $500 ($501.00 or higher) if monthly qualifications are met, or lower rate if qualifications are not met. | 0.25% | $25 | Applies to balances over $500 ($501.00 or higher) if monthly qualifications are met, or lower rate if qualifications are not met. |
Money Market Account
Up to 1.40%APY
Tiered dividend rate. Once a balance range is met, the rate applies to the full balance of the account. No minimum balance required to maintain the account, but a minimum balance of $1,000 is needed to earn interest/APY.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum of $1,000 balance is required to earn interest. | 1.25% | $125 | Minimum of $1,000 balance is required to earn interest. |
| $1,000 and up | 1.40% | $140 | |
| $25,000 and up | 1.50% | — | |
| $50,000 and up | 1.60% | — | |
| $100,000 and up | 2.50% | — | |
| $250,000 and up | 3.00% | — | |
| $500,000 and up | 3.50% | — |
Sources (3)
- suncoast.com
- suncoast.com/For-You/Checking-and-Savings/Money-Market
- suncoast.com/For-You/Checking-…ket/Money-Market-Account
All captured Sep 25, 2026
High Yield Money Market Account
3.00%APY
Suncoast High Yield Checking account is required to open. Limited to one high yield money market account per member.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings (excluding internal account-to-account transfers; deposits directly to the High Yield Money Market are not included). | 3.00% | $300 | Requires active High Yield Checking account and $2,000 monthly deposit minimum in High Yield Checking and/or High Yield Savings (excluding internal account-to-account transfers; deposits directly to the High Yield Money Market are not included). |
| $25,000 and upEarns 0.50% APY on balances $24,999.99 or higher (or balance over $25,000) when qualifying requirements are met. | 0.50% | — | Earns 0.50% APY on balances $24,999.99 or higher (or balance over $25,000) when qualifying requirements are met. |
Sources (3)
- suncoast.com
- suncoast.com/For-You/Checking-…/High-Yield-Money-Market
- suncoast.com/For-You/Checking-…gh-Yield-Savings-Account
All captured Sep 25, 2026
Membership Savings Account
0.25%APY
Your Suncoast membership starts with this share savings account. Must maintain a balance of $5 to stay a member.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends compounded monthly and credited monthly.$5 and up | 0.25% | $25 | Dividends compounded monthly and credited monthly. |
Sources (2)
- suncoast.com/For-You/Checking-and-Savings/Savings
- suncoast.com/For-You/Checking-…mbership-Savings-Account
All captured Oct 5, 2026
Special Savings Account
0.25%APY
Requires a Membership Savings Account to be established prior to opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly and credited monthly.Any balance | 0.25% | $25 | Dividends compounded monthly and credited monthly. |
Sources (3)
- suncoast.com
- suncoast.com/For-You/Checking-and-Savings/Savings
- suncoast.com/For-You/Checking-…/Special-Savings-Account
All captured Oct 5, 2026
Special-purpose accounts
Uniform Transfers to Minors
Up to 0.50%APY
A custodial account established under the Florida Uniform Transfers to Minors Account (UTMA); can be used as savings, checking, certificate, or money market account to permanently transfer funds to a minor. Funds withdrawn can only be used for the designated minor.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
| $1,000 and up | 0.50% | $50 |
Sources (1)
- suncoast.com/For-You/Checking-and-Savings/Money-Market · captured Sep 25, 2026
Minor Savings Account
0.25%APY
Joint savings account for a minor (ages 0-17). Requires a parent or legal guardian as a joint account holder.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upDividends are compounded monthly and credited monthly. Joint ownership with parent or legal guardian required.$5 and up | 0.25% | $25 | Dividends are compounded monthly and credited monthly. Joint ownership with parent or legal guardian required. |
Sources (2)
- suncoast.com/For-You/Checking-and-Savings/Savings
- suncoast.com/For-You/Checking-…gs/Minor-Savings-Account
All captured Oct 5, 2026
Who can join Suncoast Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.