Credit union · NCUA insured
Addition Financial Credit Union Savings Rates
Addition Financial Credit Union’s best savings rate is 0.70% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Addition Financial Credit Union’s savings rates compare
Compared with banks and credit unions near Orlando, FL, where Addition Financial Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Addition Financial Credit Union
1.31%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $131
Growth Plus Money Market
Top rate
Climate First Bank
4.01%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $401
2nd-highest rate
BankUnited
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
Addition Financial Credit Union savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0000.95%
- QualifiedQualified1.31%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Addition Financial Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Savings Plus
0.05%APY
Checking account required to open.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Personal checking account required to open; up to six electronic transfers per calendar month. | 4.00% | — | Personal checking account required to open; up to six electronic transfers per calendar month. |
| Over $5,000Personal checking account required to open; up to six electronic transfers per calendar month. | 0.05% | $5 | Personal checking account required to open; up to six electronic transfers per calendar month. |
Sources (4)
- additionfi.com/personal/checking
- additionfi.com/personal/rate
- additionfi.com/personal/savings
- additionfi.com/personal/savingsplus
All captured Sep 18, 2026
Growth Plus Money Market
1.31%APY
Active Benefits Checking or Classic Checking account required for access. Dividends are compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.05% | — |
| $10,000 – $100,000 | 1.31% | $131 |
| $100,000 – $249,999 | 1.51% | — |
| $250,000 – $999,999 | 2.12% | — |
| $1,000,000 and up | 2.63% | — |
Sources (1)
- additionfi.com/personal/rate · captured Sep 24, 2026
Money Market
0.70%APY
Dividends paid on daily account balances of $1,000 or more. No minimum opening deposit. No required minimum balance. Dividends are compounded daily and paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 – $10,000 | 0.05% | — |
| $10,000 – $100,000 | 0.70% | $70 |
| $100,000 – $250,000 | 0.95% | — |
| $250,000 – $1,000,000 | 1.26% | — |
| $1,000,000 and up | 1.46% | — |
Share Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.01% | — |
| $1,000 and up | 0.05% | $5 |
Special-purpose accounts
IRA and Deferred Option Plan Savings
0.15%APY
Includes Traditional and Roth IRAs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded daily and credited monthly.Any balance | 0.15% | $15 | Dividends compounded daily and credited monthly. |
Sources (2)
All captured Sep 18, 2026
Health Savings
0.05%APY
For qualified medical expenses.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.01% | — |
| $1,000 and up | 0.05% | $5 |
Holiday and Summer Share
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.01% | — |
| $1,000 and up | 0.05% | $5 |
Youth Savings
0.05%APY
Designed for children ages 0 to 12. Minimum balance of $5 required in share savings account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.01% | — |
| $1,000 and up | 0.05% | $5 |
Who can join Addition Financial Credit Union
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