Credit union · NCUA insured
PowerNet Credit Union Savings Rates
PowerNet Credit Union’s best savings rate is 1.30% APY on $10,000, with its High Voltage Money Market Account. Rates checked October 15, 2026.
How PowerNet Credit Union’s savings rates compare
Compared with banks and credit unions near Miami, FL, where PowerNet Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PowerNet Credit Union
1.30%APY
- Requires
- None
- Earns on $10,000 a year
- $130
High Voltage Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Earns on $10,000 a year
- $512
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $440
PowerNet Credit Union savings score
87
Savings score
Higher than 77% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0001.30%
- $100,000 balance$100,0001.50%
- QualifiedQualified1.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PowerNet Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Voltage Money Market Account
1.30%APY
Tiered rates where higher investments earn higher rates; features daily interest. Fees may reduce earnings. Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Fees may reduce earnings. Rate may change after account is opened. | 0.25% | — | Fees may reduce earnings. Rate may change after account is opened. |
| $2,500 – $5,000Fees may reduce earnings. Rate may change after account is opened. | 1.15% | — | Fees may reduce earnings. Rate may change after account is opened. |
| $5,000 – $10,000Fees may reduce earnings. Rate may change after account is opened. | 1.25% | — | Fees may reduce earnings. Rate may change after account is opened. |
| $10,000 – $25,000Fees may reduce earnings. Rate may change after account is opened. | 1.30% | $130 | Fees may reduce earnings. Rate may change after account is opened. |
| $25,000 – $50,000Fees may reduce earnings. Rate may change after account is opened. | 1.40% | — | Fees may reduce earnings. Rate may change after account is opened. |
| $50,000 and upFees may reduce earnings. Rate may change after account is opened. | 1.50% | — | Fees may reduce earnings. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Share (Savings) Account
0.25%APY
Dividends are calculated on the daily balance and paid at the end of each month. Rate may change after account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum. Rate may change after account is opened. Fees may reduce earnings. Dividends calculated on daily balance and paid at end of each month.$100 and up | 0.25% | $25 | $100 minimum. Rate may change after account is opened. Fees may reduce earnings. Dividends calculated on daily balance and paid at end of each month. |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Regular IRA Savings Account
0.25%APY
Offered as Traditional and Roth IRAs with tax-preferred treatment. Earns monthly dividends. Insured up to $500,000 per member. Rate may change after account is opened. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may change after account is opened. Fees may reduce earnings. Earns monthly dividends. Available as Traditional and Roth IRAs. Insured up to $500,000 per member.Any balance | 0.25% | $25 | Rate may change after account is opened. Fees may reduce earnings. Earns monthly dividends. Available as Traditional and Roth IRAs. Insured up to $500,000 per member. |
Who can join PowerNet Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to organizations and affiliations of Florida Building and Construction unions, including employees of the unions.
- Membership is open to all Florida Building and Construction unions, their members, and retirees as pensioners or annuitants of local unions.
Family and household
- Membership is open to relatives of union employees and relatives of union members.
- Membership is open to spouses of members that died while a member.
Cost to join
- To open an account, a $5 share deposit is required to open a savings account; there are no fees to join.
Membership information collected October 5, 2026.