Credit union · NCUA insured
Transport Credit Union Savings Rates
Transport Credit Union’s best savings rate is 1.26% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Transport Credit Union’s savings rates compare
Compared with banks and credit unions near Tampa, FL, where Transport Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Transport Credit Union
1.26%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $126
Money Market Account
Top rate
American Pride Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $500
2nd-highest rate
EverBank
4.20%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $420
Transport Credit Union savings score
87
Savings score
Higher than 78% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.26%
- $100,000 balance$100,0002.02%
- QualifiedQualified1.26%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Transport Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.26%APY
Initial deposit of $2,500 required. Withdrawals are limited to six per month and must be a minimum of $250. Minimum Balance = Average Daily Minimum Balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Minimum Balance = Average Daily Minimum Balance. | 0.30% | — | Minimum Balance = Average Daily Minimum Balance. |
| $2,500 – $9,999Minimum Balance = Average Daily Minimum Balance. | 1.21% | — | Minimum Balance = Average Daily Minimum Balance. |
| $10,000 – $19,999Minimum Balance = Average Daily Minimum Balance. | 1.26% | $126 | Minimum Balance = Average Daily Minimum Balance. |
| $20,000 – $99,999Minimum Balance = Average Daily Minimum Balance. | 1.41% | — | Minimum Balance = Average Daily Minimum Balance. |
| $100,000 and upMinimum Balance = Average Daily Minimum Balance. | 2.02% | — | Minimum Balance = Average Daily Minimum Balance. |
Sources (3)
- transportfcu.com/rates/fees/savings-rates
- transportfcu.com/deposits/money-market
- transportfcu.com/deposits/savings
All captured Oct 5, 2026
Share Savings Account
0.30%APY
Membership eligibility required. $5 opening deposit sets up ownership share. $500 combined average aggregate daily balance required to avoid monthly service fee. Reach a $100 balance within 180 days to begin earning quarterly dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upCompounded quarterly. Balance min is average daily minimum balance. Monthly service fee waived with $500 combined average aggregate daily balance.$100 and up | 0.30% | $30 | Compounded quarterly. Balance min is average daily minimum balance. Monthly service fee waived with $500 combined average aggregate daily balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Shares
0.30%APY
Traditional, Educational and Roth options available. Allows contributions throughout the year through payroll deduction. No setup fee, no monthly maintenance fee, no annual administration fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum to earn dividends is $5.Any balance | 0.30% | $30 | Minimum to earn dividends is $5. |
Sources (2)
All captured Oct 5, 2026
Who can join Transport Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to individuals who live, work, or go to school in Hillsborough, Pasco, Polk, or Pinellas County.
Employers and groups
- Open to employees of Sabal Park.
- Open to members of the Teamsters Union.
- Open to employees of UPS.
Family and household
- Open to individuals related to an existing Credit Union member.
Other ways
- Open to CDL drivers.
Membership information collected October 5, 2026.