Compare Bank & Credit Union Rates
Best savings rates in California
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 391–405 results in California
- 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are calculated on the average daily balance, compounded, and credited monthly. Monthly service fee of $3 is waived when daily account balance is $250 or more, when the account owner has other qualifying account relationships (checking or loan), or if owner is under age 18 or over age 60.
Offer: Minimum balance to avoid a service fee is $250. Fee waived with qualifying relationship or age under 18 / over 60.
0.20% interest rate · $3 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly. Minimum balance to avoid a service fee is $250.
Offer: Minimum balance to avoid a service fee is $250.
0.20% interest rate
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Dividends are compounded and credited monthly.
0.20% interest rate
Rate checked
More details - Cabrillo Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.15%–0.50% by balance
Credit union · 5 branches
0.20%APY$20 a year on $10,000Requirements
Product: Minimum balance of $2,500 required to open an account and earn dividends. Dividend rates are forfeited if balance falls below $2,500. Dividends are compounded monthly and paid on the last day of the month. Up to six checks per month without penalties. No monthly service fees.
Offer: Tiered rate for balances $2,500 - $9,999.
0.15% interest rate · Compounded monthly · No monthly fee · Effective Jun 2, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $9,999 0.15% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.50% $100,000 and up 0.50% Rate checked
More details - Wescom FinancialMoney MarketMoney Market · $2,500 min · 0.10%–0.60% by balance
Credit union · 30 branches
0.20%APY$20 a year on $10,000Requirements
Product: Tier dividend rate is determined by each day's ending balance. Dividends are compounded daily and credited on the last day of each monthly cycle. Membership eligibility required; $1 deposit to Regular Savings required.
Offer: Standard Member tier. Minimum opening deposit and minimum balance to obtain APY is $2,500.
0.10% interest rate · Compounded daily · Effective Jan 28, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.10% $10,000 – $24,999Your amount 0.20% $25,000 – $49,999 0.30% $50,000 – $99,999 0.40% $100,000 – $249,999 0.50% $250,000 and up 0.60% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $5,000 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
Offer: Interest compounded daily, paid quarterly. $15 monthly fee waived with $5,000 daily balance.
0.20% interest rate · Compounded daily · $15 monthly fee
Rate checked
More details - 0.19%APY$19 a year on $10,000
Requirements
Product: $0.05 minimum balance to avoid a service fee. Sub-accounts can be customized and named for specific savings goals (emergency fund, car, home, wedding, graduation, etc.).
Offer: Dividends paid monthly.
0.19% interest rate · Effective Jun 1, 2026
Rate checked
More details - FAST Credit UnionRegular Share SavingsSavings · $500 min · 0.03%–0.19% by balance
Credit union · 3 branches
0.19%APY$19 a year on $10,000Requirements
Product: Below Minimum Balance fee of $5/quarter. $5 minimum balance to avoid a service fee.
Offer: Minimum balance to earn stated APY is $500. Dividends paid monthly.
0.03% interest rate · Effective Jun 1, 2026
Rate by balance
Rate by balance for Regular Share Savings Balance APY $500 – $4,999 0.03% $5,000 – $9,999 0.08% $10,000 and upYour amount 0.19% Rate checked
More details - Sheet Metal Workers Local 104 Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.14%–0.30% by balance
Credit union · 1 branch
0.19%APY$19 a year on $10,000Requirements
Product: Dividends are paid monthly based on the aggregate balance in the account. Up to six withdrawals monthly without penalty. A minimum balance of $2,500 is required to earn dividends.
Offer: Dividends paid monthly based on aggregate balance.
0.14% interest rate · Effective 2026-10
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $10,000 0.14% $10,000 – $25,000Your amount 0.19% $25,000 – $50,000 0.25% $50,000 and up 0.30% Rate checked
More details - FFB BankPremium Money Market PersonalPremium Money Market Personal · $100 min · 0.10%–1.06% by balance
Bank · 1 branch
0.17%APY$17 a year on $10,000Requirements
Offer: Minimum balance to obtain APY is $0.
0.10% interest rate · Effective Jul 20, 2026
Rate by balance
Rate by balance for Premium Money Market Personal Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.17% $50,000 – $100,000 0.37% $100,000 – $250,000 0.48% $250,000 – $1,000,000 0.78% $1,000,000 and up 1.06% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Membership eligibility applies (persons who live, regularly work, attend school, or worship in Siskiyou County, and associated entities). Dividends earned daily, paid monthly on the Average Daily Balance. Rates subject to change monthly.
Offer: Dividends earned daily, paid monthly on the Average Daily Balance for Money Market accounts. $2500 Minimum. Rates subject to change monthly.
0.15% interest rate · Effective Jan 13, 2023
Rate checked
More details - Altura Credit UnionSmart Money MarketSmart Money Market · $2,500 min · 0.10%–0.20% by balance
Credit union · 23 branches
0.15%APY$15 a year on $10,000Requirements
Product: Dividends earned on total balance. Tiered rates where higher balances earn higher dividend rates.
Offer: Dividends earned on total balance.
0.10% interest rate · Effective Oct 23, 2026
Rate by balance
Rate by balance for Smart Money Market Balance APY Up to $10,000 0.10% $10,000 – $50,000Your amount 0.15% $50,000 and up 0.20% Rate checked
More details - American First Credit UnionDirect Deposit Certificate BuilderSavings · $10 min
Credit union · 5 branches
0.15%APY$15 a year on $10,000Requirements
Product: Requires direct deposit or automatic transfers from checking or other savings of at least $10 per week. Account closed with early closure fee ($10) if no direct deposit/transfer occurs during a 60-day period or if daily balance falls below $10. Partial withdrawals not permitted; when balance reaches $1,000, funds may be transferred to a 12-month certificate. Funds cannot be pledged as security.
Offer: Must maintain a minimum daily balance of $10 each day to obtain APY. If daily balance falls below $10, account will be closed. Dividends calculated daily.
0.15% interest rate · No monthly fee · Effective Oct 23, 2026
Rate checked
More details - Premier America Credit UnionAdvantage Money Market AccountAdvantage Money Market Account · $5 min · 0.15%–3.15% by balance
Credit union · 19 branches
0.15%APY$15 a year on $10,000Requirements
Product: Variable-rate money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. The APY is reduced to 0.15% APY if on any day the end-of-day balance falls below $20,000.00. Membership subject to approval.
Offer: Minimum required to earn any dividend is $0.01.
0.15% interest rate · No monthly fee · Effective Sep 16, 2026
Rate by balance
Rate by balance for Advantage Money Market Account Balance APY Up to $20,000Your amount 0.15% $20,000 and up 3.15% Rate checked
More details - State Bank of India (California)Money Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $500 min · 0.15%–0.35% by balance
Bank · 8 branches
0.15%APY$15 a year on $10,000Requirements
Product: Required Minimum Balance to Open: $500. Monthly maintenance fee of $10 is waived if you maintain the minimum balance requirement of $100.
Offer: MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance.
0.15% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY $500 – $50,000Your amount 0.15% $50,000 – $100,000MMDA Balance Tier 2. 0.25% $100,000 – $250,000MMDA Balance Tier 3. 0.30% $250,000 and upMMDA Balance Tier 4. 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in California
795 accounts at 288 banks and credit unions · checked Oct 22–23
- Typical
- 0.19%
- Top 10% from
- 2.29%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Find your bank or credit union to see all its rates and how they compare near you.
California
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- America First Credit UnionCredit union · 1 branch
- Star One Credit UnionCredit union · 6 branches
- F&A Credit UnionCredit union · 2 branches