Credit union · NCUA insured
FAST Credit Union
A $328.1M credit union headquartered in Hanford, CA, with 18,798 members and 3 branches in California. Best rates: CDs 3.50% and savings 0.19% APY.
FAST Credit Union Carrot Score
83
Carrot Score
Higher than 61% of U.S. banks and credit unions
#4 of 12 in Hanford, CA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About FAST Credit Union
FAST Credit Union was created in 1953 to serve its members and improve lives.
The credit union is a not-for-profit cooperative institution.
- Headquarters
- 312 W 7th St, Hanford, CA 93230
- NCUA charter
- 9109
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, attend school, volunteer, or worship in Kings County, Laton, Riverdale, or Coalinga.
Family and household
- Eligibility is open to immediate family members of a FAST Credit Union member.
Cost to join
- A minimum opening deposit of $5 is required for personal accounts.
Branches
3 branches in California
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California
3 branches
- Fast PlazaMain office312 W 7th St, Hanford, CA 93230Directions
- Avenal Branch744 Skyline Blvd, Avenal, CA 93204Directions
- Lemoore Branch200 Follett St, Lemoore, CA 93245Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.04% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.37% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.57% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $93 | $76 | — |
- CapitalNet worth ratio20.04%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.37%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.57%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$93Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of FAST Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.