FAST Credit Union Savings & Money Market Rates

How FAST Credit Union’s savings rates compare

Compared with banks and credit unions near Hanford, CA, where FAST Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
FAST Credit Union
0.19%APY
Requires
None
Minimum
$0.05
Earns on $10,000 a year
$19
Special Share Savings
Top rate
Valley Strong Credit Union
3.25%APY
Requires
Another account
Minimum
$2,500
Earns on $10,000 a year
$325
Valley Strong Credit Union rates
2nd-highest rate
Citi
3.00%APY
Requires
None
Minimum
$0
Earns on $10,000 a year
$300
Citi rates

Compare savings rates near you →

Savings score

Higher than 18% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.05%
$10,000 balance$10,0000.19%
$100,000 balance$100,0000.19%
QualifiedQualified0.19%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where FAST Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Regular Share Savings

0.19%APY$5 to open

Below Minimum Balance fee of $5/quarter. $5 minimum balance to avoid a service fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$500 – $4,999Minimum balance to earn stated APY is $500. Dividends paid monthly.	0.03%	—	Minimum balance to earn stated APY is $500. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (3)

All captured Oct 6, 2026

Special Share Savings

0.19%APY$0.05 to open

$0.05 minimum balance to avoid a service fee. Sub-accounts can be customized and named for specific savings goals (emergency fund, car, home, wedding, graduation, etc.).

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10,000 and upDividends paid monthly.$10,000 and up	0.19%	$19	Dividends paid monthly.

Sources (2)

All captured Oct 6, 2026

Public Fund Share Savings

0.05%APY$25 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$500 and up	0.05%	$5

Sources (1)

fastcu.com/wp-content/uploads/…0049-3-Rate-Addendum.pdf · captured Oct 16, 2026

Impound Share Savings

0.03%APY$0.05 to open

For real estate property taxes and homeowner's insurance. $0.05 minimum balance to avoid a service fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upMinimum balance to earn stated APY is $500. Dividends paid monthly.$500 and up	0.03%	$3	Minimum balance to earn stated APY is $500. Dividends paid monthly.

Sources (1)

fastcu.com/wp-content/uploads/…0049-3-Rate-Addendum.pdf · captured Oct 16, 2026

Special-purpose accounts

Classic Club Savings

0.22%APYSeniors$2,000 to open

For age 55+. Benefits include 1 box free Classic Club Checks per quarter and free 3\" x 5\" safe deposit box (or $30 off a larger box).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$2,000 – $4,999Minimum balance to earn stated APY is $2,000. Dividends paid monthly.	0.06%	—	Minimum balance to earn stated APY is $2,000. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.11%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.22%	$22	Dividends paid monthly.

Sources (2)

All captured Oct 16, 2026

Christmas Club Savings

0.19%APYClub$0.05 to open

Funds are automatically deposited into regular savings account on October 31. $0.05 minimum balance to avoid a service fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$200 – $4,999Minimum $200 to earn dividends. Dividends paid monthly.	0.03%	—	Minimum $200 to earn dividends. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (3)

All captured Oct 6, 2026

Custodial Accounts

0.19%APYKids and teens

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$500 – $4,999Minimum balance to earn stated APY is $500. Dividends paid monthly.	0.03%	—	Minimum balance to earn stated APY is $500. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (2)

All captured Oct 6, 2026

Dollar Dog Kids Savings

0.19%APYKids and teens

For age 12 and under.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $4,999Minimum $5 to earn dividends. Dividends paid monthly.	0.03%	—	Minimum $5 to earn dividends. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (4)

All captured Oct 6, 2026

Goal Savings

0.19%APYKids and teens$25 to open

For age 17 and under.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $4,999Dividends paid monthly.	0.03%	—	Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (1)

fastcu.com/wp-content/uploads/…0049-3-Rate-Addendum.pdf · captured Oct 16, 2026

School or Organization Savings

0.19%APYBusiness$25 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$500 – $4,999	0.03%	—
$5,000 – $9,999	0.08%	—
$10,000 and up	0.19%	$19

Sources (1)

fastcu.com/wp-content/uploads/…0049-3-Rate-Addendum.pdf · captured Oct 6, 2026

Uniform Transfer/Gift to Minors (UTMA or UGMA)

0.19%APYKids and teens$25 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $4,999Minimum $25 to earn dividends. Dividends paid monthly.	0.03%	—	Minimum $25 to earn dividends. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (1)

fastcu.com/rates · captured Oct 16, 2026

Vacation Club Savings

0.19%APYClub$0.05 to open

Funds are automatically deposited into regular savings account on May 31. $0.05 minimum balance to avoid a service fee.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$200 – $4,999Minimum $200 to earn dividends. Dividends paid monthly.	0.03%	—	Minimum $200 to earn dividends. Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (3)

All captured Oct 6, 2026

think:FAST Student Savings

0.19%APYKids and teens$5 to open

For ages 13-17.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $4,999Dividends paid monthly.	0.03%	—	Dividends paid monthly.
$5,000 – $9,999Dividends paid monthly.	0.08%	—	Dividends paid monthly.
$10,000 and upDividends paid monthly.	0.19%	$19	Dividends paid monthly.

Sources (1)

fastcu.com/rates · captured Oct 16, 2026

IRA Savings

0.10%APYIRA$25 to open

Available for Traditional, Roth, and Education IRAs (Coverdell ESA). $25 minimum balance to avoid a service fee. IRA withdrawal fee of $30 for non-qualified distribution.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upMinimum balance to earn dividends is $500. Dividends paid monthly.$500 and up	0.10%	$10	Minimum balance to earn dividends is $500. Dividends paid monthly.

Sources (2)

All captured Oct 16, 2026

Closed to new customers

Life Insurance Share Savings

0.00%APY$25 to open

No longer available to open. $25 minimum balance to avoid a service fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$500 and upMinimum balance to earn stated APY is $500.$500 and up	0.00%	$0	Minimum balance to earn stated APY is $500.

Sources (1)

fastcu.com/wp-content/uploads/…0049-3-Rate-Addendum.pdf · captured Oct 16, 2026

Who can join FAST Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Eligibility is open to individuals who live, work, attend school, volunteer, or worship in Kings County, Laton, Riverdale, or Coalinga.

Family and household

Eligibility is open to immediate family members of a FAST Credit Union member.

Cost to join

A minimum opening deposit of $5 is required for personal accounts.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← FAST Credit Union overview

How FAST Credit Union’s savings rates compare

FAST Credit Union savings score

Current savings rates

Regular Share Savings

Special Share Savings

Public Fund Share Savings

Impound Share Savings

Special-purpose accounts

Classic Club Savings

Christmas Club Savings

Custodial Accounts

Dollar Dog Kids Savings

Goal Savings

School or Organization Savings

Uniform Transfer/Gift to Minors (UTMA or UGMA)

Vacation Club Savings

think:FAST Student Savings

IRA Savings

Closed to new customers

Life Insurance Share Savings

Who can join FAST Credit Union

Where you live or work

Family and household

Cost to join