Bank · FDIC insured
State Bank of India (California) Savings Rates
State Bank of India (California)’s best savings rate is 0.30% APY on $10,000, with its Hi Yield Advantage Savings - Personal Only. Rates checked October 16, 2026.
How State Bank of India (California)’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where State Bank of India (California) has the most branches. $10,000, best rate first.
This bank’s best
State Bank of India (California)
0.30%APY
- Requires
- None
- Minimum
- $500
- Earns on $10,000 a year
- $30
Hi Yield Advantage Savings - Personal Only
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
State Bank of India (California) savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where State Bank of India (California) ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit Account (MMDA)
0.15%APY
Required Minimum Balance to Open: $500. Monthly maintenance fee of $10 is waived if you maintain the minimum balance requirement of $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $50,000MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance. | 0.15% | $15 | MMDA Balance Tier 1. Monthly maintenance fee waived with $100 minimum balance. |
| $50,000 – $100,000MMDA Balance Tier 2. Monthly maintenance fee waived with $100 minimum balance. | 0.25% | — | MMDA Balance Tier 2. Monthly maintenance fee waived with $100 minimum balance. |
| $100,000 – $250,000MMDA Balance Tier 3. Monthly maintenance fee waived with $100 minimum balance. | 0.30% | — | MMDA Balance Tier 3. Monthly maintenance fee waived with $100 minimum balance. |
| $250,000 and upMMDA Balance Tier 4. Monthly maintenance fee waived with $100 minimum balance. | 0.35% | — | MMDA Balance Tier 4. Monthly maintenance fee waived with $100 minimum balance. |
Premium Money Market Deposit Account (MMDA)
0.20%APY
Required Minimum Balance to Open: $100,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $50,000MMDA Balance Tier 1. | 0.20% | $20 | MMDA Balance Tier 1. |
| $50,000 – $100,000MMDA Balance Tier 2. | 0.25% | — | MMDA Balance Tier 2. |
| $100,000 – $250,000MMDA Balance Tier 3. | 0.30% | — | MMDA Balance Tier 3. |
| $250,000 and upMMDA Balance Tier 4. | 0.35% | — | MMDA Balance Tier 4. |
Sources (1)
- sbic.bank/deposit-rates · captured Oct 16, 2026
Hi Yield Advantage Savings - Personal Only
0.30%APY
Personal accounts only. Minimum opening deposit of $500.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $5,000Savings Balance Tier 1. | 0.15% | — | Savings Balance Tier 1. |
| $5,000 – $10,000Savings Balance Tier 2. | 0.25% | — | Savings Balance Tier 2. |
| $10,000 – $100,000Savings Balance Tier 3. | 0.30% | $30 | Savings Balance Tier 3. |
| Over $100,000Savings Balance Tier 4. | 0.35% | — | Savings Balance Tier 4. |
Sources (1)
- sbic.bank/deposit-rates · captured Oct 16, 2026
Personal Savings Account
0.30%APY
Basic deposit account earning variable interest with accessible funds. $10 monthly maintenance fee waived with $100 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. $10 monthly fee waived when maintaining a minimum daily balance of $100.$100 and up | 0.30% | $30 | Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. $10 monthly fee waived when maintaining a minimum daily balance of $100. |
Personal Savings Online
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY.$100 and up | 0.30% | $30 | Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. |
Sources (1)
- sbic.bank/deposit-rates · captured Oct 16, 2026
Regular Personal Savings Account
0.30%APY
Monthly maintenance fee of $10 is waived when maintaining a minimum balance of $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. Monthly fee of $10 waived with $100 minimum balance.$100 and up | 0.30% | $30 | Requires a minimum opening balance of $100.00 and a balance of $100.00 to obtain the interest rate and APY. Monthly fee of $10 waived with $100 minimum balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.