Bank · FDIC insured
FFB Bank Savings Rates
FFB Bank’s best savings rate is 0.17% APY on $10,000, with its Premium Money Market Personal. Rates checked October 16, 2026.
How FFB Bank’s savings rates compare
Compared with banks and credit unions near Fresno, CA, where FFB Bank has the most branches. $10,000, best rate first.
This bank’s best
FFB Bank
0.17%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $17
Premium Money Market Personal
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Pacific Service Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $300
FFB Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.17%
- $100,000 balance$100,0000.48%
- QualifiedQualified0.17%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where FFB Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Personal
0.17%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Minimum balance to obtain APY is $0. | 0.10% | — | Minimum balance to obtain APY is $0. |
| $10,000 – $50,000Minimum balance to obtain APY is $10,000. | 0.17% | $17 | Minimum balance to obtain APY is $10,000. |
| $50,000 – $100,000Minimum balance to obtain APY is $50,000. | 0.37% | — | Minimum balance to obtain APY is $50,000. |
| $100,000 – $250,000Minimum balance to obtain APY is $100,000. | 0.48% | — | Minimum balance to obtain APY is $100,000. |
| $250,000 – $1,000,000Minimum balance to obtain APY is $250,000. | 0.78% | — | Minimum balance to obtain APY is $250,000. |
| $1,000,000 and upMinimum balance to obtain APY is $1,000,000. | 1.06% | — | Minimum balance to obtain APY is $1,000,000. |
Sources (1)
- ffb.bank/home/resources/rates · captured Sep 16, 2026
Platinum Savings
0.10%APY
Tiered interest rate savings account. Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. Limit of 6 withdrawals or transfers per statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 – $25,000Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. | 0.10% | $10 | Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. |
| $25,000 – $50,000Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. | 0.17% | — | Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. |
| $50,000 – $150,000Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. | 0.37% | — | Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. |
| $150,000 – $1,000,000Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. | 0.48% | — | Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. |
| $1,000,000 and upAvoid the $10 monthly service charge with $5,000 minimum daily ledger balance. | 1.06% | — | Avoid the $10 monthly service charge with $5,000 minimum daily ledger balance. |
Sources (4)
- ffb.bank/home/personal/savings-cds
- ffb.bank/home/personal/savings-cds/platinum-savings
- ffb.bank/home/resources/rates
- ffb.bank/consumerdisclosures
All captured Sep 16, 2026
Personal Savings
0.10%APY
Avoid the $5 monthly service charge with $500 minimum daily ledger balance. Limit of 6 withdrawals or transfers per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvoid the $5 monthly service charge with $500 minimum daily ledger balance.Any balance | 0.10% | $10 | Avoid the $5 monthly service charge with $500 minimum daily ledger balance. |
Sources (4)
- ffb.bank/home/personal/savings-cds
- ffb.bank/home/personal/savings-cds/personal-savings
- ffb.bank/home/resources/rates
- ffb.bank/consumerdisclosures
All captured Sep 16, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.10%APY
Tax-advantaged savings for qualified medical expenses. Avoid the $10 monthly service charge with $2,500 minimum daily ledger balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvoid the $10 monthly service charge with $2,500 minimum daily ledger balance.Any balance | 0.10% | $10 | Avoid the $10 monthly service charge with $2,500 minimum daily ledger balance. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.