Credit union · NCUA insured
Siskiyou Credit Union Savings Rates
Siskiyou Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Siskiyou Credit Union’s savings rates compare
Compared with banks and credit unions in California, where Siskiyou Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Siskiyou Credit Union
0.15%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $15
Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Axos Bank
5.00%APY
- Requires
- Another account
- Minimum
- $0
- Earns on $10,000 a year
- $500
Siskiyou Credit Union savings score
66
Savings score
Higher than 17% of U.S. banks and credit unions
- $1,000 balance$1,0000.06%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Siskiyou Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.15%APY
Must maintain a regular share/savings account to open and maintain subsequent accounts. Requires a one-time non-refundable membership fee of $5. Membership is open to persons who live, regularly work, attend school, or worship in Siskiyou County, as well as associations, organizations, or legal entities in Siskiyou County.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upDividends earned/compounded daily and paid/credited monthly on the Average Daily Balance. Minimum balance of $2,500 required to earn stated APY/dividends; if balance falls below $2,500 and is not increased within one month, funds will not earn dividends.$2,500 and up | 0.15% | $15 | Dividends earned/compounded daily and paid/credited monthly on the Average Daily Balance. Minimum balance of $2,500 required to earn stated APY/dividends; if balance falls below $2,500 and is not increased within one month, funds will not earn dividends. |
Sources (3)
All captured Sep 16, 2026
Regular Savings
0.06%APY
Requires purchasing 5 shares ($5.00 each) in the credit union to open. Must maintain a $25 minimum balance to avoid closure. Dividends compounded monthly, credited quarterly on minimum balance of $100.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly, credited quarterly on minimum balance of $100.00 to obtain APY. Must maintain a minimum balance of $25.00 to avoid closure. Accrued dividends not received if closed prior to crediting.$100 and up | 0.06% | $6 | Dividends compounded monthly, credited quarterly on minimum balance of $100.00 to obtain APY. Must maintain a minimum balance of $25.00 to avoid closure. Accrued dividends not received if closed prior to crediting. |
Special-purpose accounts
Christmas Club Savings
0.06%APY
Dividends compounded monthly, credited quarterly. Must maintain a minimum balance of $100 to obtain APY. Funds disbursed on or about October 20; if withdrawal made prior to October 20, entire amount must be withdrawn and account closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compounded monthly, credited quarterly on minimum balance of $100 to obtain APY. Funds disbursed on or about October 20. If withdrawal made prior to October 20, entire amount must be withdrawn and account closed. Accrued dividends not received if closed before credited.$100 and up | 0.06% | $6 | Dividends compounded monthly, credited quarterly on minimum balance of $100 to obtain APY. Funds disbursed on or about October 20. If withdrawal made prior to October 20, entire amount must be withdrawn and account closed. Accrued dividends not received if closed before credited. |
Vacation Club Savings
0.06%APY
Dividends compounded monthly, credited quarterly. Must maintain a minimum balance of $100 to obtain the annual percentage yield.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upDividends compound monthly, credited quarterly. Must maintain a minimum balance of $100 to obtain APY. Accrued dividends not received if closed prior to crediting.$100 and up | 0.06% | $6 | Dividends compound monthly, credited quarterly. Must maintain a minimum balance of $100 to obtain APY. Accrued dividends not received if closed prior to crediting. |
Who can join Siskiyou Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.