Bank · FDIC insured
Metropolitan Bank Savings Rates
Metropolitan Bank’s best savings rate is 0.20% APY on $10,000, with its Super Savings. Rates checked October 16, 2026.
How Metropolitan Bank’s savings rates compare
Compared with banks and credit unions near San Francisco, CA, where Metropolitan Bank has the most branches. $10,000, best rate first.
This bank’s best
Metropolitan Bank
0.20%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $20
Super Savings
Top rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Metropolitan Bank savings score
68
Savings score
Higher than 21% of U.S. banks and credit unions
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Metropolitan Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.05%APY
Tiered market rate of interest compounded daily, paid monthly. Limited check-writing convenience. Maximum 6 preauthorized withdrawals, online transfers, automatic or telephone transfers, checks, drafts, debit card and similar transactions per month. $10.00 service charge for each item in excess of 6 per month. Monthly maintenance charge of $10 is waived with a $2,500 daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upInterest compounded daily, paid monthly. Monthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.05% | $5 | Interest compounded daily, paid monthly. Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $25,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $50,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $100,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $150,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $250,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $350,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
| $500,000 and upMonthly maintenance charge of $10 is waived with a $2,500 daily balance. | 0.50% | — | Monthly maintenance charge of $10 is waived with a $2,500 daily balance. |
Super Savings
0.20%APY
Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $5,000 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upInterest compounded daily, paid quarterly. $15 monthly fee waived with $5,000 daily balance.$5,000 and up | 0.20% | $20 | Interest compounded daily, paid quarterly. $15 monthly fee waived with $5,000 daily balance. |
Value Savings
0.05%APY
Interest compounded daily, paid quarterly. $15 monthly maintenance charge waived with $1,500 daily balance requirement. If account is closed before interest is credited, accrued interest is forfeited. Maximum 6 preauthorized withdrawals/transfers per month ($10 per excess item).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,500 and upInterest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance. | 0.05% | $5 | Interest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance. |
| $50,000 and upInterest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance. | 0.10% | — | Interest compounded daily, paid quarterly, actual/actual day basis. $15 monthly fee waived with $1,500 daily balance. |
Special-purpose accounts
Personal Health Savings Accounts (HSAs)
0.05%APY
For depositors with high-deductible health plans. Tiered market rate of interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly maintenance charge waived with $5,000 daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upInterest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. | 0.05% | $5 | Interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. |
| $2,500 and upInterest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. | 0.05% | $5 | Interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. |
| $25,000 and upInterest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. | 0.50% | — | Interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. |
| $50,000 and upInterest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. | 0.50% | — | Interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. |
| $100,000 and upInterest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. | 0.50% | — | Interest compounded daily, paid monthly. Actual/actual day basis. $3.50 monthly fee waived with $5,000 daily balance. |
Sources (2)
All captured Sep 16, 2026
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