Credit union · NCUA insured
Premier America Credit Union Savings Rates
Premier America Credit Union’s best savings rate is 0.55% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Premier America Credit Union’s savings rates compare
Compared with banks and credit unions near Los Angeles, CA, where Premier America Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Premier America Credit Union
0.55%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $55
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nuvision Credit Union
4.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $450
Premier America Credit Union savings score
82
Savings score
Higher than 57% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.55%
- $100,000 balance$100,0003.15%
- QualifiedQualified0.55%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Premier America Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Money Market Account
0.15%APY
Variable-rate money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. The APY is reduced to 0.15% APY if on any day the end-of-day balance falls below $20,000.00. Membership subject to approval.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Minimum required to earn any dividend is $0.01. | 0.15% | $15 | Minimum required to earn any dividend is $0.01. |
| $20,000 and upApplicable on balances of $20,000.00 and higher. | 3.15% | — | Applicable on balances of $20,000.00 and higher. |
Money Market Account
0.55%APY
Tiered-rate money market savings account. Up to six withdrawals per month. Rates subject to change. Membership subject to approval.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum required to earn any dividend is $0.01. | 0.30% | — | Minimum required to earn any dividend is $0.01. |
| $2,500 – $25,000 | 0.55% | $55 | |
| $25,000 – $50,000 | 0.65% | — | |
| $50,000 – $100,000 | 0.75% | — | |
| $100,000 – $250,000 | 1.00% | — | |
| $250,000 – $500,000 | 1.05% | — | |
| $500,000 and up | 1.10% | — |
Smart Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Youth Smart Savings
0.50%APY
Membership share to join Premier America Credit Union. Must have child's birth certificate and social security card. Membership eligibility required and subject to approval. No monthly service fees. Deposit $50 within 50 days of account opening and we'll match $50. Withdrawal restrictions apply (no more than 6 withdrawals or transfers per month).
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 5.00% | — |
| $500 – $2,000 | 2.50% | — |
| $2,000 and up | 0.50% | $50 |
Advantage IRA Money Market
0.15%APY
Variable-rate IRA money market account based on daily balance. Dividends are paid at the rate corresponding to each day's full balance. Rate may change without notice.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Minimum required to earn any dividend is $0.01. | 0.15% | $15 | Minimum required to earn any dividend is $0.01. |
| $20,000 and upApplicable on balances of $20,000.00 and higher. | 3.15% | — | Applicable on balances of $20,000.00 and higher. |
Sources (3)
- es.premieramerica.com/learn/resources/rates
- premieramerica.com/learn/resources/rates
- premieramerica.com/bank/accoun…age-money-market-account
All captured Sep 16, 2026
IRA Money Market Accounts
0.55%APY
Tiered-rate IRA money market savings account. Rates are subject to change without notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.30% | — |
| $2,500 – $25,000 | 0.55% | $55 |
| $25,000 – $50,000 | 0.65% | — |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 – $250,000 | 1.00% | — |
| $250,000 – $500,000 | 1.05% | — |
| $500,000 and up | 1.10% | — |
Sources (3)
- es.premieramerica.com/learn/resources/rates
- premieramerica.com/learn/resources/rates
- premieramerica.com/bank/accoun…ket/money-market-account
All captured Oct 6, 2026
Regular / Holiday / IRA Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (1)
- premieramerica.com/learn/resources/rates · captured Oct 16, 2026
Who can join Premier America Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.