Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 481–495 results
- FirstEnergy Family Credit UnionShare CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.06%APY$828 over 24 months on $10,000Requirements
Product: Minimum opening deposit $1,000.00. Membership requirement: purchase and maintain 1 share ($5.00 par value). Early withdrawal penalties apply (terms less than 12 months = 90 days' dividends; terms 12 months or longer = 180 days' dividends). Fixed dividend rate for initial term.
Offer: Minimum opening deposit $1,000.00. Early withdrawal penalty: 180 days' dividends for terms 12 months or longer.
4.00% interest rate · Effective Jun 26, 2026
Rate checked
More details - North Central Area Credit UnionCertificate of DepositCD · 24 months · $500 min · 4.05%–4.15% by balance
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Effective Oct 23, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $500 and upYour amount 4.05% $50,000 – $250,000 4.15% Rate checked
More details - North Central Area Credit UnionAdd-On CertificateCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Footnote states Add-On Certificates are suspended, see your account and contact credit union for more details.
Offer: Footnote states Add-On Certificates are suspended, see your account and contact credit union for more details.
Effective Oct 23, 2026
Rate checked
More details - First Federal Lakewood24-Month CD SpecialCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000intro rateRequirements
Product: Promotional rates available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Available for a limited time and subject to change without notice.
Offer: Promotional rate available for new money only (money not currently on deposit with the bank). Automatically renews at maturity for a term of 24-months. Funds must remain on deposit for the term. Early withdrawal penalty may apply. Fees could reduce earnings. Accurate as of 10/23/2026.
Promotional rate · 3.99% interest rate · Effective Oct 23, 2026
Rate checked
More details - Texell Credit UnionTerm Share CertificateCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: No setup or maintenance fees. Accounts are subject to penalty for early withdrawal, and terms renew automatically. Dividends paid quarterly. Insured up to $500,000 ($250,000 NCUA and $250,000 Excess Share Insurance Corp).
Offer: Minimum daily balance of $1,000 required to earn dividends. Penalty for early withdrawal. Minimum to avoid service charge is $0.
Effective Oct 22, 2026
Rate checked
More details - IAA Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Dividends compounded daily. Early withdrawal penalties apply. Jumbo rate quoted upon request for minimum $100,000.
Offer: Early withdrawal penalties apply.
3.98% interest rate · Compounded daily · Effective Oct 9, 2026
Rate checked
More details - Texoma Community Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: All certificates are compounded monthly. Interest penalty for early withdrawal of principal. ****The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily. Ask us for further information about these accounts.
Offer: All certificates are compounded monthly. Interest penalty for early withdrawal of principal. ****The annual percentage yield (APY) assumes that interest remains on deposit until maturity. Fixed rates remain in effect until maturity.
3.98% interest rate · Compounded monthly
Rate checked
More details - Ardent Credit UnionCertificateCD · 24 months · $100 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Membership eligibility and requirements apply. Fees may reduce earnings. Certificate interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited monthly. Fixed interest rates for the term of the Certificate. Early withdrawal penalty applies (smaller of interest since issuance/renewal or 180 days of interest). Unless otherwise stated, certificates automatically renew at maturity to the rate effective at that time. Minimum balance / opening minimum is $100.
3.98% interest rate · Effective Oct 16, 2026
Rate checked
More details - Turbotville National BankCertificate of DepositsCD · 24 months · $500 min · 3.85%–4.05% by balance
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Offer: APY is based on quarterly compounding of interest. If interest is withdrawn before maturity, APY will be lower. Penalties may apply for early withdrawal.
3.80% interest rate
Rate by balance
Rate by balance for Certificate of Deposits Balance APY $500 – $5,000 3.85% $5,000 and upYour amount 4.05% Rate checked
More details - Sharefax Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000with conditionsRequirements
Product: Rates are subject to change. Please check with a Member Service Representative. Business account holders do not qualify for Relationship Rates. Dividends are compounded monthly and credited monthly on the last day of the month and at maturity.
Offer: Gold relationship tier
Qualified rate · 3.97% interest rate · Compounded monthly · Effective Oct 5, 2026
Rate checked
More details - Regent BankCertificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000intro rateRequirements
Product: No monthly maintenance fees. Fixed interest rates. Early withdrawal penalty applies (3-month CD: 30 days interest; 6-12 month CD: 3 months interest; 18-60 month CD: 6 months interest). Limited-time offer. FDIC insured up to $250,000.
Offer: Early withdrawal penalty: 6-month interest penalty. Limited-time offer.
Promotional rate · 3.99% interest rate · Effective Jul 20, 2026
Rate checked
More details - Summit Choice Credit UnionCertificatesCD · 24 months · $300 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000intro rateRequirements
Product: Minimum investment of $300. Early withdrawal penalties may apply. Rates valid October 1 - October 31, 2026. Membership requires purchase and maintenance of 1 share ($25.00 par value).
Promotional rate · Effective Oct 1, 2026
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More details - Savers BankCertificate of DepositCD · 24 months · $500 min
Bank · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Must maintain a minimum daily balance of $10.00 to obtain disclosed APY. Early withdrawal penalties apply.
3.92% interest rate · Effective Oct 9, 2026
Rate checked
More details - Ridgeline Credit UnionCertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APY$826 over 24 months on $10,000Requirements
Product: Requires membership with a $25.00 share deposit in Regular Shares and membership eligibility. Early withdrawal penalty applies for early withdrawals/early maturity.
Offer: Rate is fixed for the full term. Early withdrawal penalty applies.
3.97% interest rate · Effective Sep 18, 2026
Rate checked
More details - Alpine Credit UnionBump CertificateCD · 24–35 months · $500 min
Credit union · Add a location to see nearby branches
4.05%APYintro rateRequirements
Product: One-time bump-up in dividend rate during term. Maturity date options 12-60 months. Auto renewal. $500 minimum deposit.
Promotional rate · 3.99% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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