Bank · FDIC insured
Savers Bank CD Rates
Savers Bank’s best CD rate is 3.65% APY on a 15-month CD. Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Savers Bank’s CD rates compare
Compared with banks and credit unions near Worcester, MA, where Savers Bank has the most branches. $10,000, best rate first.
This bank’s best
Savers Bank
2.05%APY
- Term
- 48 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $846
Certificate of Deposit
Top rate
Hanscom Federal Credit Union
4.50%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $450
2nd-highest rate
Central One Federal Credit Union
4.45%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- $10,000
- Earns on $10,000
- $559
Savers Bank CD score
62
CD score
Higher than 7% of U.S. banks and credit unions
- 3–8 months3–8 mo0.66%
- 9–15 months9–15 mo1.02%
- 16–30 months16–30 mo1.69%
- 31–60 months31–60 mo2.05%
- QualifiedQualified2.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Savers Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.65%APY · 11 terms
Must maintain a minimum daily balance of $10.00 to obtain disclosed APY. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 0.66% | $33 |
| 7 monthsUltra 7 Month Certificate Special. Must open or have an existing Savers Bank checking account. CD will auto renew to a 12 month CD at maturity. Rate effective as of March 4, 2026 | 3.50% | $203 |
| 11 monthsUltra 11 Month Certificate Special. Must open or have an existing Savers Bank checking account. CD will auto renew to a 12 month CD at maturity. Rate effective as of March 4, 2026 | 3.50% | $320 |
| 12 months | 1.02% | $102 |
| 15 monthsUltra 15 Month Certificate Special. Must open or have an existing Savers Bank checking account. CD will auto renew to a 12 month CD at maturity. Rate effective as of March 4, 2026 | 3.65% | $458 |
| 18 months | 1.28% | $193 |
| 24 months | 1.28% | $258 |
| 30 months | 1.69% | $428 |
| 36 months | 1.69% | $516 |
| 48 months | 2.05% | $846 |
| 60 months | 2.05% | $1,068 |
Sources (3)
- saversbank.com/personal/savings
- saversbank.com/personal/saving…cate-of-deposit-accounts
- saversbank.com/resources/current-rates
All captured Sep 18, 2026
Special-purpose accounts
Savers Bank IRA CD
1.28%APY · 1 term
Effective as of 2026-10-09. Variable rate: rate and APY may change after account is opened. Must maintain a minimum daily balance of $10 to obtain the disclosed APY. Early withdrawal penalties apply.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 18 monthsVariable Rate Certificate | 1.28% | $193 |
Sources (2)
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.