Credit union · NCUA insured
Summit Choice Credit Union CD Rates
Top CarrotSummit Choice Credit Union’s best CD rate is 4.20% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 15, 2026.
How Summit Choice Credit Union’s CD rates compare
Compared with banks and credit unions near Fort Wayne, IN, where Summit Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Summit Choice Credit Union
4.20%APY
- Term
- 60–Unknown months
- Minimum
- $300
- Earns on $10,000
- —
Certificates
Top rate
Public Service Credit Union
6.00%APY
- Term
- 11 months
- Minimum
- $20
- Earns on $10,000
- $549
2nd-highest rate
GreenWay Bank
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Summit Choice Credit Union CD score
91
CD score
Higher than 92% of U.S. banks and credit unions
- 3–8 months3–8 mo3.95%
- 9–15 months9–15 mo4.10%
- 16–30 months16–30 mo4.15%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Summit Choice Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 4.20%APY · 7 terms
Minimum investment of $300. Early withdrawal penalties may apply. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in a Regular Share account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsRates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 3.95% | $196 |
| 12 monthsCertificate Special. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.10% | $410 |
| 12 monthsRates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.00% | $400 |
| 17 monthsCertificate Special. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.15% | $593 |
| 24 monthsRates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.05% | $826 |
| 36 monthsRates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.10% | $1,281 |
| 48 monthsRates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.15% | $1,766 |
| 60–Unknown monthsTerm is 5 years +. Rates valid October 1 - October 31, 2026. Minimum investment $300. Early withdrawal penalty may apply | 4.20% | $2,284 |
Sources (2)
All captured Oct 5, 2026
Who can join Summit Choice Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.