Credit union · NCUA insured
Texell Credit Union
Top CarrotA $790.7M credit union headquartered in Temple, TX, with 54,334 members and 8 branches in Texas. Best rates: CDs 4.15% and savings 3.50% APY.
Texell Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 93% of U.S. banks and credit unions
#2 of 18 in Killeen, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texell Credit Union
Texell Credit Union is a Texas financial institution founded in 1948 that serves Texas communities.
- Headquarters
- 7083 Members Pkwy, Temple, TX 76502
- NCUA charter
- 68608
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Any Texas resident or business can join through the Texell Serves Foundation with membership fee covered courtesy of Texell.
Where you live or work
- Individuals who live, work, worship, or attend school in Bell, Bosque, Burnet, Coryell, Falls, Hill, Lampasas, Limestone, McLennan, Milam, Travis, or Williamson County qualify directly for membership.
Family and household
- Immediate family members of existing Texell members are eligible to join.
Branches
8 branches in Texas
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Texas
8 branches
Killeen area · 5
- Corporate HeadquartersMain office7083 Members Pkwy, Temple, TX 76502Directions
- Belton Branch416 Lake Rd, Belton, TX 76513Directions
- Killeen2208 Sunny Ln, Killeen, TX 76541Directions
- 31st Branch3314 S 31st St, Temple, TX 76502Directions
- Downtown Branch5 S 1st St, Temple, TX 76501Directions
Austin area · 2
- Cedar Park875 W Whitestone Blvd, Cedar Park, TX 78613Directions
- Georgetown Branch723 W University Ave Ste 100, Georgetown, TX 78626Directions
Waco area · 1
- Hewitt1221 Hewitt Dr, Ste A, Waco, TX 76712Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.48% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.60% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.34% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $90 | $76 | — |
- CapitalNet worth ratio10.48%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.60%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.34%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$90Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texell Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.