Credit union · NCUA insured
Texoma Community Credit Union
A $314.5M credit union headquartered in Wichita Falls, TX, with 28,049 members and 3 branches in Texas. Best rates: CDs 4.20% and savings 0.10% APY.
Texoma Community Credit Union Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#7 of 13 in Wichita Falls, TX metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Texoma Community Credit Union
- Headquarters
- 3800 Sheppard Access Rd, Wichita Falls, TX 76306
- NCUA charter
- 61527
Branches
3 branches in Texas
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Texas
3 branches
- SAR (1 DT and 1 Lobby ATM)Main office3800 Sheppard Access Rd, Wichita Falls, TX 76306Directions
- Downtown Branch807 8th St, Wichita Falls, TX 76301Directions
- SPO (2 DT & 1 Lobby ATM)4019 Southwest Pkwy, Wichita Falls, TX 76308Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.22% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.70% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.47% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $96 | $76 | — |
- CapitalNet worth ratio11.22%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.70%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.47%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$96Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Texoma Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.