Credit union · NCUA insured
Sharefax Credit Union
A $726.4M credit union headquartered in Cincinnati, OH, with 42,151 members and 9 branches in Ohio. Best rates: CDs 3.90% and savings 1.50% APY.
Sharefax Credit Union Carrot Score
86
Carrot Score
Higher than 74% of U.S. banks and credit unions
#17 of 58 in Cincinnati, OH-KY-IN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sharefax Credit Union
Founded in 1960 by Ford Motor Company employees in Cincinnati, Ohio, Sharefax Credit Union is a member-owned cooperative financial institution.
Sharefax serves twelve Ohio counties—including Hamilton, Butler, Warren, and Clermont—as well as over 400 local companies and organizations across nine locations.
- Headquarters
- 604 Ivy Gateway, Cincinnati, OH 45245
- NCUA charter
- 61090
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives or works in Adams, Brown, Butler, Clermont, Clinton, Fayette, Greene, Hamilton, Highland, Montgomery, Preble, or Warren County is eligible for membership.
Employers and groups
- Employees of over 400 local companies and organizations are eligible for membership.
Branches
9 branches in Ohio
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Ohio
9 branches
- EastgateMain office604 Ivy Gtwy, Cincinnati, OH 45245Directions
- Batavia1147 Old State Rte 74, Batavia, OH 45103Directions
- Blue Ash7890 E Kemper Rd, Cincinnati, OH 45249Directions
- Evendale10590 Reading Rd, Cincinnati, OH 45241Directions
- Western Hills6060 Bridgetown Rd, Cincinnati, OH 45248Directions
- Lebanon1550 Genntown Dr, Lebanon, OH 45036Directions
- Liberty Township7350 Liberty 1st Dr, Liberty Township, OH 45044Directions
- Mason7443 S Mason Montgomery Rd, Mason, OH 45040Directions
- Milford5855 Cinema Dr, Milford, OH 45150Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.82% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.11% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $81 | $76 | — |
- CapitalNet worth ratio9.82%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.11%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$81Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sharefax Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.