Credit union · NCUA insured
Texoma Community Credit Union CD Rates
Texoma Community Credit Union’s best CD rate is 4.20% APY on a 3-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How Texoma Community Credit Union’s CD rates compare
Compared with banks and credit unions near Wichita Falls, TX, where Texoma Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texoma Community Credit Union
4.20%APY
- Term
- 36 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $1,314
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Union Square Credit Union
4.24%APY
- Term
- 36 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,325
Texoma Community Credit Union CD score
88
CD score
Higher than 83% of U.S. banks and credit unions
- 3–8 months3–8 mo3.63%
- 9–15 months9–15 mo3.66%
- 16–30 months16–30 mo4.05%
- 31–60 months31–60 mo4.20%
- QualifiedQualified4.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texoma Community Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 4.20%APY · 7 terms
All certificates are compounded monthly. Interest penalty for early withdrawal of principal. Annual percentage yield assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. Fixed rates remain in effect until maturity. Rates are subject to change daily.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsCompounded monthly. Penalty for early withdrawal of principal | 0.10% | $2 |
| 6 monthsCompounded monthly. Penalty for early withdrawal of principal | 3.63% | $180 |
| 12 monthsCompounded monthly. Penalty for early withdrawal of principal | 3.66% | $366 |
| 24 monthsCompounded monthly. Penalty for early withdrawal of principal | 4.05% | $826 |
| 36 monthsCompounded monthly. Penalty for early withdrawal of principal | 4.20% | $1,314 |
| 48 monthsCompounded monthly. Penalty for early withdrawal of principal | 2.79% | $1,161 |
| 60 monthsCompounded monthly. Penalty for early withdrawal of principal | 2.79% | $1,472 |
Sources (1)
- texomacu.com/rates · captured Sep 25, 2026
Certificate of Deposit
Up to 3.66%APY · 7 terms
Any annual percentage yield (APY) assumes dividends will remain on deposit for at least one year. A withdrawal will reduce earnings. Fee could reduce earnings. Penalties may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 3.63% | $180 |
| 12 months | 3.66% | $366 |
| 24 months | 3.30% | $671 |
| 36 months | 2.79% | $859 |
| 48 months | 2.79% | $1,161 |
| 60 months | 2.79% | $1,472 |
Sources (1)
- texomacu.com/wp-content/upload…/03/RateSheet3-25-26.pdf · captured Sep 25, 2026
Who can join Texoma Community Credit Union
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